Compliance Analyst - KYC & KYB

Marcura; United States; Remote; USD 70,000 - 110,000; Full time

Job summary

Marcura is looking for a Compliance Analyst (KYC & KYB) to join the Compliance team. The role onboardes and reviews individual and corporate customers, verifies identity and ownership, and applies enhanced due diligence to higher risk relationships and PEPs.

You will maintain case files and ensure regulatory alignment across the onboarding process. Ideal candidates have a degree in finance, law, or business and experience in regulated financial services, with English proficiency and attention to

Qualifications

• Requires exacting attention to due diligence standards and clear written case notes.
• Knowledge of KYC/KYB processes, risk rating methodologies and enhanced due diligence is preferred.
• Experience with UK/EU AML requirements and regulatory expectations is advantageous.

Responsibilities

• Complete KYC and KYB checks on new customers and counterparties at onboarding, verifying identity and ownership.
• Identify ultimate beneficial owners and controllers of corporate customers and document confirmations.
• Assess and record customer risk ratings per Marcura methodology considering jurisdiction and ownership structure.
• Apply enhanced due diligence for high-risk relationships and PEPs, gathering additional source of funds/wealth evidence.
• Conduct periodic and event-driven reviews, refresh documents, and re‑assess risk ratings.
• Respond to information requests from banking partners with accuracy and timeliness.
• Report any money laundering or terrorist financing suspicions to the MLRO immediately.
• Maintain complete due diligence files and flag documentation gaps for management.

Skills

Attention to detail

Risk rating

Case notes

Time management

English communication

Education

Degree in finance or law or business

Regulatory financial services experience desirable

Job description

ABOUT MARCURA

Marcura connects the critical workflows that keep global shipping moving, from port spend management and procurement to compliance and financial transactions. Combining AI-driven automation and human expertise, Marcura solutions eliminate repetitive manual work while turning fragmented data into decision-ready intelligence. Marcura products (DA-Desk, PortLog, Claims, ShipServ, VesselMan, MarTrust and Brightwell Navigator) handle over 200,000 port calls and $17 billion in payments annually, supporting vessels that transport one-third of global seaborne commodities.

The company also ensures over 150,000 seafarers across cruise and commercial segments get paid every month. Founded in 2001 and headquartered in Dubai, Marcura serves 950+ shipping companies worldwide through a team of 1,000+ maritime specialists.

Website: www.marcura.com

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OUR VALUES

We win when our customers win. Our customers are at the heart of every decision we make. We obsess over their challenges, understand their world deeply, and measure our own success by the value we create for them.

We own the outcome. We take full responsibility for our work, end to end. We don't pass problems on, we raise our hand when something needs fixing, and we follow through until it’s done.

We act with integrity. We are honest, transparent, and decent in everything we do with our customers, our colleagues, and our partners. We do the right thing, even when no one is watching.

We do better every day. We stay curious, we learn continuously, and we are never satisfied with good enough. We simplify complexity, challenge the status quo, and look for better ways to solve real problems.

THE COMPLIANCE ANALYST (KYC & KYB)

The Compliance Analyst (KYC & KYB) sits in Marcura's Compliance team and carries out first line customer due diligence across the Group’s regulated and unregulated business units. The Analyst onboards and reviews individual and corporate customers and counterparties, verifying identity, ownership and control, source of funds and nature of business, and applies enhanced due diligence to higher risk relationships and PEPs. Every decision is made in line with Marcura policy and procedure and is written up clearly on the case file. Where the Analyst knows or suspects money laundering or terrorist financing, they report it to the MLRO.

KEY RESPONSIBILITIES

List 5 to 8 primary accountabilities. Begin each with a strong action verb.

• Complete KYC and KYB checks on new individual and corporate customers and counterparties at onboarding, verifying identity, legal existence, directors, nature of business, source of funds and expected account activity, and making sure no relationship goes live until due diligence is complete.
• Identify and verify the ultimate beneficial owners and controllers of corporate customers, working through layered or offshore ownership structures and recording how each has been confirmed.
• Assess and record a customer risk rating in line with Marcura's risk assessment methodology, taking account of jurisdiction, industry, ownership complexity and the products used.
• Apply enhanced due diligence to higher risk relationships and politically exposed persons, obtaining further evidence of source of funds and source of wealth and preparing the file for senior approval.
• Conduct periodic and event-driven reviews of existing customers, refreshing documents and information, re-assessing the risk rating and confirming the relationship remains within risk appetite.
• Respond to requests for information from our banking partners on customer identity, ownership and due diligence records accurately and by the deadline given, flagging any request that raises a wider concern.
• Report any knowledge or suspicion of money laundering or terrorist financing identified during due diligence to the MLRO straight away through an internal suspicious activity report, without tipping off the customer or anyone else.
• Maintain complete and accurate due diligence files and risk assessments in the case management system, and raise recurring documentation gaps or onboarding issues with management.

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REQUIREMENTS

Education

Degree in finance, law, business or a related subject preferred. Relevant experience in a regulated financial services firm will also be considered.

Certifications

ICA, ACAMS or an equivalent CDD/financial crime qualification preferred.

Min. Experience

2 to 4 years in a KYC/KYB or customer due diligence role is desirable. Experience in a firm regulated in the UK, Portugal or elsewhere in Europe is also desirable but not required.

Industry

Payments, e-money, banking or fintech preferred. Maritime, shipping or cross-border payments experience is a plus.

Skills

Good attention to detail, sound judgement on beneficial ownership and risk rating, clear written case notes, and the ability to manage a workload of onboarding and periodic reviews against deadlines.

Language

English required

Preferred prior knowledge of customer and enhanced due diligence standards, beneficial ownership verification, PEP risk assessment, and a working understanding of UK and EU anti-money laundering requirements.