Community Lending Lead: Mortgage & Commercial Growth

Blue Grass Federal; Paris (KY); On-site; USD 90,000 - 150,000; Full time

Job summary

Blue Grass Federal is seeking an experienced lending professional to originate and manage consumer and commercial loans within the community. The role supports local financial needs by delivering personalized lending solutions and fostering long-term relationships.

The position requires 7–10 years in lending, a business-focused degree, and strong knowledge of regulations such as Regulation Z, X, B, and the SAFE Act.

Qualifications

• 7–10 years in consumer and commercial lending is required.
• Bachelor’s degree in business administration or related field preferred.
• Proficiency in MS Office; experience with Laser Pro, Cleartouch, OnBase, and CRM systems is preferred.

Responsibilities

• Originate and process residential mortgage loans, home equity lines, and personal loans.
• Guide borrowers through application, underwriting, and closing processes.
• Ensure compliance with consumer lending regulations including Regulation Z, X, B, and the SAFE Act.
• Maintain knowledge of current mortgage products, rates, and underwriting guidelines.
• Provide financial education and support to community members, especially first-time homebuyers.
• Acquire and manage commercial banking relationships for businesses up to $30 million in revenue.
• Conduct credit analysis, site visits, and portfolio reviews.
• Structure and document commercial credit transactions to ensure profitability and manage risk.
• Monitor credit quality and take appropriate action on portfolio performance.
• Collaborate with underwriters and portfolio managers to facilitate loan decisions.
• Build and maintain relationships with centers of influence including accountants, attorneys, and community leaders.
• Attend networking, charity, and civic events to enhance visibility and generate leads.
• Represent the bank in community functions to promote financial services and outreach.
• Collaborate with internal teams to promptly resolve client service issues while identifying opportunities to cross-sell bank products.
• Mentor junior staff such as credit analysts or relationship officers.

Skills

MS Office

CRM systems

Laser Pro

Cleartouch

OnBase

Education

Bachelor’s degree in business administration or related field

Tools

CRM systems

Job description

Blue Grass Federal is seeking an experienced lending professional to originate and manage consumer and commercial loans within the community. The role supports local financial needs by delivering personalized lending solutions and fostering long-term relationships.

The position requires 7–10 years in lending, a business-focused degree, and strong knowledge of regulations such as Regulation Z, X, B, and the SAFE Act.