Commercial Risk Advisor

Peoples First Insurance; United States; On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

Book of business transition

Growth opportunities

Competitive commission

401(k) and health insurance

Sales training and career development

Financial education and training

Job summary

Peoples First Insurance in Rock Hill, SC is seeking a motivated Commercial Risk Advisor to grow our presence across North Carolina and South Carolina markets. You will own the full advisory relationship, from risk assessment to coverage design and ongoing engagement beyond renewals.

Responsibilities include prospecting in the Charlotte/York County area, leading strategic risk discovery, conducting thorough risk assessments, and designing tailored coverage such as GL, property, workers’

Qualifications

• Active Property & Casualty license in South Carolina and/or North Carolina, or ability to obtain one.
• Strong verbal and written communication and relationship-building skills.
• Self-motivated with the ability to manage a book of business independently.
• Familiarity with the Charlotte metro and York County business community is a plus.

Responsibilities

• Prospect and develop new commercial insurance relationships throughout the greater Charlotte and York County, SC market.
• Lead clients through a strategic discovery process, understanding their business goals, growth trajectory, and risk tolerance.
• Conduct thorough risk assessments using a systematic, quantifiable approach to surface exposures others miss.
• Design integrated insurance and risk management strategies tailored to each client’s industry, including general liability, property, workers' compensation, commercial auto, and umbrella coverage.
• Partner with carrier underwriters to quote, bind, and place coverage that fits each client’s needs and budget.
• Provide ongoing optimization by monitoring claims trends, market conditions, and each client’s evolving risk profile well after the policy is bound.
• Maintain accurate client records and ensure timely renewals, endorsements, and service requests.

Education

Property & Casualty license

Job description

Peoples First Insurance, in Rock Hill , SC, is looking for a motivated Commercial Risk Advisor to grow our presence across North Carolina and South Carolina market. As an independent broker not owned by private equity or a public company, we replace the traditional sales approach with a disciplined, year-round approach to risk management. We have a rich 100+ year history in the SC & NC footprint. In this role, you'll own the full advisory relationship: understanding a client's business, assessing their risk profile, designing coverage that actually fits, and staying engaged well past the renewal.

Responsibilities

• Prospect and develop new commercial insurance relationships throughout the greater Charlotte and York County, SC market
• Lead clients through a strategic discovery process, understanding their business goals, growth trajectory, and risk tolerance, not just their current policy deck
• Conduct thorough risk assessments using a systematic, quantifiable approach to surface exposures other brokers often miss
• Design integrated insurance and risk management strategies tailored to each client's industry, including general liability, property, workers' compensation, commercial auto, and umbrella coverage
• Partner with carrier underwriters to quote, bind, and place coverage that fits each client's needs and budget
• Provide ongoing optimization by monitoring claims trends, market conditions, and each client's evolving risk profile well after the policy is bound
• Maintain accurate client records and ensure timely renewals, endorsements, and service requests

Qualifications

• Prior experience in commercial insurance sales, underwriting, or risk advisory strongly preferred
• Active Property & Casualty insurance license in South Carolina and/or North Carolina, or ability to obtain one
• Strong verbal and written communication and relationship-building skills
• Self-motivated with the ability to manage a book of business independently
• A mindset that treats insurance as strategy, not a commodity, and clients as people, not policy numbers
• Familiarity with the Charlotte metro and York County business community is a plus

What We Offer

• For advisors who already have an existing book of business, the option to have it purchased as part of your transition to our team
• A culture that invests in the whole person, not just the employee, with real support for your growth beyond the job
• Generous commission compared to industry standards, with a negotiable starting salary
• 401(k) and health insurance
• Flexible PTOSales training and ongoing career development
• Personal finance & money management education & training