Commercial Review Appraiser

Rockland Trust Company; Massachusetts; Remote; USD 90,000 - 110,000; Full time

Benefits offered by this job

Competitive compensation

401(k) and DC retirement plan

Health and dental insurance

Paid time off

Job summary

Rockland Trust is seeking a Commercial Review Appraiser to independently review externally prepared CRE appraisal reports and support safe credit decisions. This remote role requires occasional in-person meetings in Brockton, MA, four times a year, and acts as a liaison with third-party valuation providers.

You will assess methodologies, data, and conclusions of value to ensure USPAP and bank policies are met, with collaboration across loan officers and risk teams to strengthen risk management.

Qualifications

• Minimum of five (5) years of experience as a commercial fee appraiser or commercial review appraiser.
• Strong working knowledge of New England commercial real estate markets (office, retail, industrial, multifamily, mixed-use, etc.).
• Solid understanding of appraisal methodologies, market analysis, income capitalization, and sales comparison approaches.
• Familiarity with LIHTC developments and residential/commercial construction projects preferred.
• Excellent written and verbal communication with ability to document valuation issues clearly in a regulated environment.
• Ability to prioritize multiple assignments and meet deadlines with accuracy.

Responsibilities

• Perform comprehensive reviews of externally prepared commercial and investment residential appraisal reports.
• Prepare written USPAP Standard 3 Appraisal Review Reports.
• Assess reasonableness of assumptions, methodologies, market data and conclusions of value.
• Ensure appraisal reports comply with USPAP, FIRREA, Interagency guidelines, and bank policies.
• Identify deficiencies and risks; document findings for credit and risk stakeholders.
• Liaise between the Bank and third-party appraisers, resolving report deficiencies and disputes.
• Explain appraisal concepts and market conditions to internal partners in clear terms.
• Conduct internal Restricted Appraisal Reports as assigned per regulatory guidance.
• Maintain an internal database of comps, leases, cap rates, and trends in New England CRE.
• Stay current on regulatory requirements and market conditions affecting valuations.

Skills

Experience

NE market knowledge

Communication skills

Regulatory understanding

Education

Certified General Real Estate Appraiser license (MA/RI)

Job description

Rockland Trust is a full‑service commercial bank and financial services company committed to helping our neighbors reach their financial goals. Founded in 1907 and headquartered in Massachusetts, we proudly serve individuals, families, and businesses throughout New England with a strong emphasis on personal relationships, local decision‑making, and community impact.

With a broad range of banking, wealth management, and investment solutions, Rockland Trust combines the resources of a growing financial institution with the personalized service of a community bank. Our long‑standing philosophy— Where Each Relationship Matters® —guides how we work with our customers, colleagues, and communities every day.

At Rockland Trust, our employees are at the heart of our success. We foster a collaborative, inclusive, and values‑driven culture that encourages professional growth, innovation, and work‑life balance. We are deeply committed to community involvement, financial education, and creating a workplace where individuals can build meaningful, long‑term careers.

The Commercial Review Appraiser is responsible for the independent review and analysis of externally prepared commercial real estate appraisal reports to support safe and sound credit decisions. This role ensures that appraisals used by the Bank are well-supported, methodologically sound, and fully compliant with all applicable regulatory and Bank-specific standards. The Commercial Review Appraiser serves as a key risk management partner and acts as a primary liaison between Rockland Trust and third‑party valuation providers. Works remote with ability to be in Brockton, MA 4 times a year for team meetings.

Responsibilities

• Perform comprehensive reviews of externally prepared commercial and investment residential appraisal reports and prepare written USPAP Standard 3 Appraisal Review Reports.
• Assess the reasonableness, credibility, and supportability of appraisal assumptions, methodologies, market data, and conclusions of value.
• Ensure appraisal reports comply with USPAP, FIRREA, Interagency Appraisal and Evaluation Guidelines, and Rockland Trust’s supplemental appraisal standards and policies.
• Identify appraisal deficiencies, valuation risks, and potential concerns; clearly document findings and recommendations for credit and risk management stakeholders.
• Act as a liaison between the Bank and third‑party appraisers and valuation firms, facilitating communication, resolving report deficiencies, and addressing valuation disputes in a professional and timely manner.
• Assist Commercial Loan Officers, Credit Administration, and other internal partners by explaining appraisal concepts, valuation methodologies, and market conditions in a clear and practical manner.
• Perform internal Restricted Appraisal Reports or evaluations as assigned, in accordance with regulatory guidance and Bank policy.
• Maintain and contribute to an internal database of comparable sales, leases, capitalization rates, and market trends across New England commercial real estate markets.
• Stay current on regulatory requirements, appraisal standards, and market conditions affecting commercial real estate valuation.
• Support continuous improvement of appraisal review processes and contribute to a strong culture of risk management, professionalism, and mutual respect.

Qualifications

• Certified General Real Estate Appraiser license in Massachusetts and/or Rhode Island; valid driver’s license required.
• Minimum of five (5) years of experience as a commercial fee appraiser or commercial review appraiser within an institutional or banking environment highly preferred
• Strong working knowledge of New England commercial real estate markets, including office, retail, industrial, multifamily, mixed‑use, and special‑use properties.
• Solid understanding of commercial appraisal methodologies, market analysis, highest and best use, income capitalization, and sales comparison approaches.
• Familiarity with LIHTC developments and residential and commercial construction projects is preferred.
• Excellent written and verbal communication skills, with the ability to clearly document complex valuation issues and exercise sound professional judgment in a regulated financial services environment.
• Demonstrated ability to prioritize and manage multiple assignments, meet tight deadlines, and maintain accuracy and professionalism under pressure.
• Collaborative mindset and commitment to the core values of Rockland Trust, including integrity, respect, and accountability.

Benefits & Culture

Our goal is to offer our colleagues the most generous benefits package possible. We provide a comprehensive suite of benefits designed to support your health, financial security, and overall, well‑being. Benefits include: competitive compensation with performance‑based incentive awards, health and dental insurance, a 401(k) and DC retirement plan, LTD and life insurance, paid vacation, day care reimbursement, tuition assistance for undergraduate and graduate programs, an award‑winning wellness program, and much more!

At Rockland Trust, you’ll find a respectful and inclusive environment where everyone has the opportunity to succeed. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Pay Transparency

Compensation for this role will be based on a variety of factors, including skills, experience, education, and internal equity. The salary range posted reflects the company’s good‑faith estimate of the range for this position at the time of posting. Actual compensation may vary. In addition to base salary, certain positions may be eligible for additional compensation, including commissions, incentive awards or stipends.

Accessibility & Accommodations

We are committed to providing reasonable accommodations to enable individuals with disabilities to perform the essential functions of their roles.

Job Info

• Job Identification 2752
• Job Category Commercial
• Posting Date 07/07/2026, 02:53 PM
• Locations 1 Offsite RTC Way (Offsite Worker), Boston, MA, 02100, US
• Proposed Work Hours 40.00
• Targeted Salary Range $90000-110000 plus bonus