Commercial Residential Product Manager - (Optional Work from Home)

Windward Risk Managers; Boca Raton (FL); Remote; USD 180,000 - 280,000; Full time

Benefits offered by this job

Employer-paid health insurance

401(k) match

Disability insurance

3 weeks PTO + holidays

Tuition reimbursement

Job summary

Windward Risk Managers seeks a senior leader to drive the development of a new commercial residential property insurance product line in Florida. You will guide underwriting, risk modeling, and market analysis to align with risk appetite and growth goals.

The role requires deep expertise in product development and strong leadership to coordinate with risk management and executives, delivering a scalable program for the Florida market.

Qualifications

• 15+ years underwriting, product development or related experience in property insurance.
• Minimum 10 years focused on Florida Commercial Residential policies.
• 5+ years leadership/management experience.

Responsibilities

• Develop and implement a commercial residential program in Florida aligned with risk appetite and growth goals.
• Create a detailed business plan including opportunities, risk parameters, and underwriting requirements.
• Lead underwriting activities, guidelines, forms, and procedures for risk exposure.
• Collaborate with leaders across the organization to achieve program objectives.
• Monitor performance, analyze data, and identify trends for improvement.

Skills

Leadership

Underwriting

Product development

Market risk modeling

Data analysis

Stakeholder communication

MS Office 365

Education

Bachelor's degree

CPCU certification preferred

Tools

Insurance software

Job description

Position Summary:This senior-level management role will drive the development of a new commercial residential property insurance product line in Florida. The position requires a collaborative leader with deep expertise in product development, underwriting, and market risk modeling and analysis.Essential Functions:Develop and implement a commercial residential program aligned with the organization’s risk appetite, goals, and objectives to accelerate business growth.Create a detailed business plan that aligns to the commercial residential opportunities in the Florida market including opportunities, risk parameters, and underwriting requirements.Utilize expertise to develop commercial residential underwriting activities and processes to address all aspects of potential risk.Partner with the risk management team to develop guidelines, forms, and procedures regarding risk exposure, application requirements, and other related activities.Collaborate and coordinate with leaders across the organization to meet the goals and objectives of the program.Monitor performance, analyze data, and identify trends and opportunities for improvement of the program.Assist in setting financial targets, budget development and monitoring.Why Windward Risk Managers:Windward Risk Managers is proud to be recognized on Fortune's 2026 Best Medium Workplaces list, ranking #28 among the Top 100 companies100% employer paid health insurance for employeesUp to 6% 401(k) match with immediate vestingLong-term and short-term disability insurance3 weeks PTO to start + generous paid holidaysTuition reimbursement and continuing education supportCollaborative and growth focused cultureRequired Education and Experience:Bachelor's degree in business administration, insurance, or a related field, or equivalent experience.Minimum 15 years underwriting, product development or related experience in the property insurance industry, with at least 10 years focused on Florida Commercial Residential policies.5+ years' proven leadership/management experience required.CPCU certification preferred.Required Qualifications, Skills and CompetenciesProven experience as a leader in Commercial Residential Insurance.Deep understanding of commercial residential policies, underwriting, and procedures required.In-depth knowledge of market research methods and analysis.Solid knowledge of performance reporting and financial/budgeting processes.Commercial residential market knowledge partnered with a strategic mindset.Significant understanding of insurance software programs.Strong written and verbal communication skills.Exceptional organizational and time management skills with the ability to plan and prioritize effectively.Deep understanding of business operations, procedures, and priorities with a strong ability to support change and impart value within an organization.Proficient in MSO/365 applications including Microsoft Teams, SharePoint, Word, Excel, PowerPoint and Outlook.Due to current business and operational considerations, we currently hire employees residing in the following states at this time: AL, AR, CA, CT, FL, GA, KY, MO, NC, NV, OH, SC, TN, TX, VA, and WI.Candidates must be authorized to work for any employer in the U.S. without requiring visa sponsorship now or in the future.WRM is committed to providing equal employment opportunities to all employees and applicants without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, disability, or veteran status. We take affirmative action to ensure that all employment decisions are based on merit, qualifications, and abilities.Notice to Third Party Agencies: WRM does not accept unsolicited resumes from third party recruiting firms. Absent a signed Service Agreement by WRM’s Human Resources Department, WRM reserves the right to pursue and hire these candidates without financial obligation to recruiters or agencies.