Commercial Real Estate Loan Officer

Bank of Hawaii; Honolulu (HI); On-site; USD 120,000 - 180,000; Full time

Job summary

Bank of Hawaii is seeking a Commercial Real Estate Loan professional to develop CRE lending opportunities and manage a CRE loan portfolio including construction and income properties. You will provide technical CRE support to other lending areas and drive business development.

The role requires demonstrating leadership, strong communication, and analytical skills, with flexibility for travel and scheduling as needed.

Qualifications

• Bachelors degree from an accredited institution or equivalent experience.
• Level III: 5 years of experience in commercial real estate lending; Level IV: 6+ years with supervisory/management experience.
• Demonstrated proficiency with personal computers and Microsoft applications (Outlook, Word, Excel, Access, PowerPoint); familiarity with bank software and systems; HP-12c calculator skills.
• Excellent written and oral communication; strong analytical, organizational, and detail-oriented abilities.
• Willingness to work flexible hours including holidays, weekends and evenings; valid drivers license and ability to travel.

Responsibilities

• Manages and documents the loan portfolio of clients in accordance with departmental policies and procedures; conducts site visits with minimal supervision.
• Identifies and pursues business development opportunities and solves problems.
• Analyzes, structures and closes basic real estate transactions; prepares Credit Approval Memorandums for approval.
• Provides support to branch and loan officers in CRE loan origination with quality service.
• Supports the quality process and participates in meetings and cross-divisional activities.
• Cross-sells other bank services.
• Performs miscellaneous responsibilities as assigned.

Skills

Team leadership

Communication skills

Analytical skills

Attention to detail

MS Office / PC skills

Travel willingness

Time management

Education

Bachelors degree

Tools

Microsoft Office

HP-12c calculator

Bank software systems

Job description

Under the direction of the Commercial Real Estate Loan Division Manager, this position develops commercial real estate lending business opportunities for the Bank. Manages a commercial real estate loan portfolio consisting of construction and income property loans. Provides technical commercial real estate support to other lending areas of the Bank.

Responsibilities

• Manages and documents the loan portfolio of clients in accordance with departmental policies and procedures, including site visits with minimal supervision of the manager. Identifies, reports and manages problems on a timely basis.
• Identifies and pursues business development opportunities and solves problems.
• Analyzes, structures and closes basic real estate transactions which result in quality loans and fee income. Prepares Credit Approval Memorandums; presents it for approval.
• Provides support and assistance to the branch and loan officers in other areas in the origination of commercial real estate loans by providing quality service.
• Supports the quality process, participates in task forces, departmental meetings, and other activities. Supports other division staff members.
• Cross-sells other bank services.
• Performs all other miscellaneous responsibilities as assigned.

Qualifications

• Bachelor’s degree from an accredited institution or equivalent experience.
• Level III: Minimum 5 years of experience in commercial real estate lending, or comparable experience.
• Level IV: Minimum 6 years in commercial real estate lending or equivalent work experience. Requires
• team lead/supervisory/management experience.
• Demonstrated proficiency and expertise with personal computers and Microsoft applications (Outlook, Word, Excel, Access, and PowerPoint) or similar software. Knowledge of or ability to use Bank software and systems. Must be able to use anHP-12c calculator and be familiar with its functions.
• Requires strong written and oral communication skills and interpersonal skills. Requires strong analytical skills, organization and attention to detail. Able to work flexible hours including holidays, weekends and evenings as needed or assigned. Must be able to provide own transportation or to operate a vehicle with a valid driver’s license, and commute in a timely manner. Able to travel by ground and/or air.

As a Bank of Hawaii employee, you ensure (or assist with ensuring) compliance with applicable laws, regulations, regulatory requirements and Bank policies and procedures, including but not limited to those related to Fair Banking, Anti-Money Laundering laws and regulations, Bank Secrecy Act and USA PATRIOT Act.

Delivering exceptional customer experiences is at the heart of what we do at Bank of Hawaii. We listen, understand and deliver what our customers need to help them build a better tomorrow.

We are an EEO/AA employer, including disability and veterans. For Bank of Hawaii's full EEO statement, please visit https://www.boh.com/careers.