Commercial Real Estate Loan Officer III/IV

Bank of Hawaii; Honolulu (HI); On-site; USD 90,000 - 130,000; Full time

Job summary

Bank of Hawaii is seeking an experienced Commercial Real Estate Loan professional to develop lending opportunities, manage a CRE portfolio including construction and income properties, and provide technical CRE support across lending areas.

The role requires strong communication, analytical abilities, and collaboration with branch and loan officers. Travel may be required; flexibility with hours is expected as part of the team.

Qualifications

• Bachelor’s degree or equivalent experience.
• 5–6 years in commercial real estate lending for Level IV or 5 years for Level III, plus supervisory experience.
• Demonstrated proficiency with MS Office and bank software; ability to travel.

Responsibilities

• Manage and document CRE loan portfolio with adherence to policies; conduct site visits as needed.
• Identify and pursue business development opportunities; resolve issues promptly.
• Analyze, structure and close basic CRE transactions; prepare and present Credit Approval Memorandums.
• Support branch and loan officers in origination; provide quality service.
• Cross-sell other bank services and participate in department initiatives.

Skills

Analytical skills

Written and verbal communication

Interpersonal skills

Education

Bachelor’s degree or equivalent

Tools

Microsoft Office (Outlook, Word, Excel, Access, PowerPoint)

HP-12c calculator

Bank software/systems

Job description

Job Description

Under the direction of the Commercial Real Estate Loan Division Manager, this position develops commercial real estate lending business opportunities for the Bank. Manages a commercial real estate loan portfolio consisting of construction and income property loans. Provides technical commercial real estate support to other lending areas of the Bank.

Job Description

Under the direction of the Commercial Real Estate Loan Division Manager, this position develops commercial real estate lending business opportunities for the Bank. Manages a commercial real estate loan portfolio consisting of construction and income property loans. Provides technical commercial real estate support to other lending areas of the Bank.

Responsibilities

• Manages and documents the loan portfolio of clients in accordance with departmental policies and procedures, including site visits with minimal supervision of the manager. Identifies, reports and manages problems on a timely basis.
• Identifies and pursues business development opportunities and solves problems.
• Analyzes, structures and closes basic real estate transactions which result in quality loans and fee income. Prepares Credit Approval Memorandums; presents it for approval.
• Provides support and assistance to the branch and loan officers in other areas in the origination of commercial real estate loans by providing quality service.
• Supports the quality process, participates in task forces, departmental meetings, and other activities. Supports other division staff members.
• Cross-sells other bank services.
• Performs all other miscellaneous responsibilities as assigned.

Qualifications

• Bachelor’s degree from an accredited institution or equivalent experience.
• Level III: Minimum 5 years of experience in commercial real estate lending, or comparable experience.
• Level IV: Minimum 6 years in commercial real estate lending or equivalent work experience. Requires team lead/supervisory/management experience.
• Demonstrated proficiency and expertise with personal computers and Microsoft applications (Outlook, Word, Excel, Access, and PowerPoint) or similar software. Knowledge of or ability to use Bank software and systems. Must be able to use anHP-12c calculator and be familiar with its functions.
• Requires strong written and oral communication skills and interpersonal skills. Requires strong analytical skills, organization and attention to detail. Able to work flexible hours including holidays, weekends and evenings as needed or assigned. Must be able to provide own transportation or to operate a vehicle with a valid driver’s license, and commute in a timely manner. Able to travel by ground and/or air.

As a Bank of Hawaii employee, you ensure (or assist with ensuring) compliance with applicable laws, regulations, regulatory requirements and Bank policies and procedures, including but not limited to those related to Fair Banking, Anti-Money Laundering laws and regulations, Bank Secrecy Act and USA PATRIOT Act.

Delivering exceptional customer experiences is at the heart of what we do at Bank of Hawaii. We listen, understand and deliver what our customers need to help them build a better tomorrow.

We are an EEO/AA employer, including disability and veterans. For Bank of Hawaii's full EEO statement, please visit https://www.boh.com/careers.