Commercial Portfolio Manager — In-Office (Chattanooga)

WesBanco, Inc.; Chattanooga (TN); On-site; USD 75,000 - 110,000; Full time

Job summary

The Portfolio Manager at WesBanco, Inc. will proactively manage commercial loan portfolios, identify trends and alert management to changes in portfolio conditions.

You will partner with Relationship Managers to prepare proposals, renewals and structured credit packages while monitoring risk and covenant compliance. Responsibilities include underwriting and servicing portfolios, providing risk ratings, and interacting with clients during due diligence and finalizing credit documentation.

Qualifications

• Bachelor's degree in business, finance, accounting or equivalent work experience.
• Minimum of 2 years commercial credit or lending experience required.
• Strong analytical abilities, credit underwriting skills.
• Ability to work with others in a team environment and under time constraints.

Responsibilities

• Underwrites and services commercial loan portfolios, including covenant testing and annual reviews.
• Identifies credit weaknesses / trends and alerts management to deterioration.
• Collaborates with RM to prioritize new credit requests, renewals, modifications, and reviews.
• Provides risk ratings and recommends appropriate credit structure.
• Prepares approval and proposal documents and participates in documentation process including covenants.
• Participates in customer meetings to discuss credit structures and due diligence.
• Interacts with clients during due diligence and finalizing credit packages.
• Owns primary responsibility for credit and monitoring of commercial portfolio risks.
• Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio.
• Serves as a secondary customer contact to the Relationship Manager.

Skills

Analytical abilities

Credit underwriting

Team collaboration

Education

Bachelor's degree in business, finance, accounting or equivalent

Job description

The Portfolio Manager at WesBanco, Inc. will proactively manage commercial loan portfolios, identify trends and alert management to changes in portfolio conditions.

You will partner with Relationship Managers to prepare proposals, renewals and structured credit packages while monitoring risk and covenant compliance. Responsibilities include underwriting and servicing portfolios, providing risk ratings, and interacting with clients during due diligence and finalizing credit documentation.