Commercial Portfolio Manager III - AZ

BANKERS TRUST COMPANY; Phoenix (AZ); Hybrid; USD 86,000 - 100,000; Full time

Benefits offered by this job

Group Health Insurance

Dental Insurance

Vision Insurance

Generous PTO

401(k) plan with company match

Tuition assistance

Life Insurance

Lifestyle Accounts

Job summary

Bankers Trust Company in Phoenix, AZ seeks a Commercial Portfolio Manager III to support Commercial Relationship Managers by underwriting credits and performing due diligence in line with lending objectives. The CPM III will also maintain and service existing customers while ensuring credit-quality guidelines are met and monitored.

The role involves monitoring the portfolio, discussing credit risk with senior staff, and presenting to committees.

Qualifications

• BA/BS in Business, Accounting or Finance required or equivalent.
• At least six years of relevant commercial credit experience.
• Strong credit analysis and regulatory knowledge.

Responsibilities

• Request and obtain client information to underwrite credit requests.
• Underwrite credit and develop appropriate credit structures.
• Monitor portfolio including financial tracking and annual reviews.
• Ensure compliance with bank policies and applicable laws.
• Participate in client meetings to discuss work in progress and reviews.
• Present to Senior Loan Committee and collaborate with internal teams.
• Conduct discussions with commercial lending department and industry specialists.
• Support relationship managers and perform other duties as assigned.

Skills

Credit analysis

Relationship management

Regulatory knowledge

Education

BA/BS in Business, Accounting or Finance

Four-year degree preferred or equivalent

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Regular Full-Time Phoenix, AZ, US

There are important qualities you look for in an employer – meaningful work, community engagement, competitive benefits, commitment to employee development, and so many more. At Bankers Trust, our team members experience an inclusive and community-focused culture and we’re proud of the premier workplace we’ve created. We regularly receive best in class results through our biennial employee engagement survey. We’re also proud to receive recognition from others, including our designation as a “Best Place for Working Parents®,” being a four-time recipient of the Greater Des Moines Partnership’s Inclusion Award, and being named one of the “Best Businesses Supporting Local Charity” by readers of the Business Record.

Job Summary:

The Commercial Portfolio Manager III will assist the Commercial Relationship Managers by completing underwriting and due diligence to help analyze new opportunities in accordance with established lending objectives, policies and procedures. The CPM III will also maintain and service existing customers as well as ensure credit quality guidelines and policies are met and monitored.

Primary Functions and/or Responsibilities:

• Assists the Commercial Relationship Managers by requesting and obtaining all information needed from the client or prospect to underwrite the credit request
• Assists the Commercial Relationship Managers to appropriately underwrite the credit, and to develop the appropriate credit structure in relationship to the credit risk
• Assists the Commercial Relationship Managers in the monitoring of the portfolio which includes, but is not limited to, financial tracking and monitoring maturing notes/annual reviews
• Conducts business in compliance with bank policies and procedures, as well as all federal and state laws and regulations
• Participates with the Commercial Relationship Managers in meetings to discuss work in process, exceptions, maturing notes, and annual reviews
• Participates with the Commercial Relationship Managers in meetings with existing and/or prospective clients at either the customer’s place of business or at the bank offices
• Participates in discussions and subsequent meetings with commercial lending department, industry specialists, and other interested parties to exchange information and ideas, and to seek to understand the opinions of others
• Presents to Senior Loan Committee
• Performs other duties as assigned

Education and/or Experience:

• BA or BS degree in Business, Accounting or Finance required
• At least six years of relevant commercial credit experience required
• Four-year college degree in a related field preferred OR an equivalent combination of education and experience

Specific Skills, Knowledge & Abilities:

• Ability to research and understand commercial and commercial real estate lending and banking regulations
• Ability to deal effectively with customers and employees at all levels of the bank organization
• Strong commercial credit analysis skills required

Hiring Salary Range

The hiring range below reflects targeted base salary. Actual compensation will be determined based on the candidate’s prior related experience & education and will be finalized at the time of offer. In addition to base salary, most positions are also eligible to participate in our annual bonus program. Select positions may also be eligible to earn incentives and/or commissions. Hiring Salary Range: $86,000 - $100,000 plus bonus.

• Group Health, Dental, and Vision Insurance
• Generous Paid Time Off (PTO)
• 401(k) plan with lucrative company match
• Tuition assistance
• Company Paid Life Insurance
• Lifestyle Accounts that provide employees with reimbursement for the things that are most important to them such as childcare, student loan payments, gym memberships, pet insurance and much more.
• Team Member Banking - a suite of products and services with special benefits for employees

Hybrid Eligibility:

Position may be eligible for a hybrid work schedule (requiring some days in the office each week).

EQUAL OPPORTUNITY EMPLOYER

“PROTECTED VETERANS” AND “INDIVIDUAL WITH DISABILITY”