Commercial Portfolio Manager – Biltmore/Phoenix (AZ)

Zionsbancorp; United States; On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Medical insurance

Dental and vision insurance

Paid parental leave and adoption

401(k) with company match

Mental health benefits

Tuition reimbursement

Employee banking product ambassador

Job summary

National Bank of Arizona is seeking a Commercial Portfolio Manager to oversee a Phoenix-based loan portfolio, identify lending opportunities, and cultivate strong client relationships with local businesses. The role focuses on commercial loans and participates in establishing portfolio objectives and practices.

The position requires a bachelor’s degree in Finance or Business with banking/credit experience, solid analytical and credit skills, and the ability to manage multiple priorities.

Qualifications

• Bachelor’s degree in Finance or Business with 2 years banking/credit experience.
• Solid credit skills in underwriting, financial modeling, valuations and policy adherence.
• Knowledge of banking products, services, policies, procedures and regulations.
• Strong customer service, relationship, analytical and communication skills.
• Local candidates only.

Responsibilities

• Manage and service a portfolio of existing loan relationships.
• Expand relationships to achieve customer satisfaction.
• Spread and analyze financial statements; assess industry risks; loan structuring and pricing.
• Report on loans: past dues, documentation and collateral exceptions; performance updates.
• Monitor portfolio trends and translate into actions.
• Assist bankers with loan requests and special projects.
• Senior level may supervise Analysts.
• Other duties as assigned.

Skills

Credit analysis

Financial modeling

Valuations

Customer service

Relationship management

Analytical skills

Communication skills

Microsoft Excel

Education

Bachelor’s degree in Finance/Business or related field

Tools

Microsoft Office

Job description

Commercial Portfolio Manager – Biltmore/Phoenix (AZ)(

Job Number:

1. hours per week: 40

Description

At National Bank of Arizona, we’re a community of professionals with relationships at our core. We strive to promote an engaging environment with accessible leadership and on-going employee development. National Bank of Arizona was founded on the premises of building local relationships, we pride ourselves on providing our clients, shareholders and each other with the best possible tools, resources and opportunities. Our workplace culture is based on inclusivity and collaboration, so we can give our customers as well as our employees the best possible environment to thrive. More than 40 years later, our approach hasn’t changed. At NBAZ, the possibilities are endless — come for the job, stay for a career.

NBAZ is looking for Commercial Portfolio Manager candidates to join Arizona’s #1 Community Bank for our Phoenix Metro Commercial Market. This role focuses on identifying appropriate lending opportunities, soliciting, and developing all types of business activity, specializing in commercial loans and participates in the development of overall commercial loan objectives, policies, and practices.

If you are passionate about being part of a community, being a team player, and helping others reach their financial goals, then we are interested in speaking with you!

Essential Functions:

• Responsible for managing and servicing a portfolio of existing loan relationships.
• Responsible for expanding and building relationships resulting in excellent customer satisfaction.
• Responsible for ensuring financial statements are spread and analyzed, addressing industry risks, monitoring collateral requirements, loan structuring and pricing, credit analysis, monitoring credit performance and assisting with loan presentations.
• Handles reporting on loans such as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, risk grades, etc.
• Keeps informed of financial and market trends in the portfolio and analyzes those trends for the effect they will have on the portfolio.
• Assists bankers with new and existing loan requests and other special projects.
• Senior level may manage Analysts and Loan Specialists.
• Other duties as assigned.

Qualifications:

• Requires a bachelor’s degree in Finance, Business or other related field and 2 years of banking, relationship management, underwriting and credit experience or other directly related experience. An equivalent combination of education and experience may meet qualifications.
• Knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, loan documentation, etc.
• Knowledge of banking products, services, policies, procedures, and regulations.
• Solid credit skills in underwriting, financial modeling, valuations, and adherence to policy.
• Requires solid customer service, relationship, organizational, analytical, and creative problem-solving skills.
• Ability to meet deadlines.
• Must have solid communications skills, both verbal and written.
• Knowledge of various software applications including word processing and spreadsheets.
• Local candidates only.

Benefits:

• Medical, Dental and Vision Insurance – START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance.
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts.
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays.
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience.
• Mental health benefits include coaching and therapy sessions.
• Tuition Reimbursement for qualifying employees.
• Employee Ambassador preferred banking products.

Work Locations

Arizona-Phoenix-AZ – Biltmore Office
Commercial Lending

ABOUT OUR COMPANY

Zions Bancorporation is one of the nation’s premier financial services companies with total assets exceeding $65 billion. Zions operates under local management teams and distinct brands in 11 western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington and Wyoming.
The company is a national leader in Small Business Administration lending and public finance advisory services, and is a consistent top recipient of Greenwich Excellence awards in banking. In addition, Zions is included in the S&P 500 and NASDAQ Financial 100 indices.
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Equal Opportunity Employer
It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.
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