Commercial Portfolio Manager - Biltmore/Phoenix (AZ)

National Bank of Arizona; Phoenix (AZ); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Medical, Dental and Vision Insurance –

Paid Training

Paid Time Off (PTO)

401(k) plan with company match

Holiday pay and sick leave

Job summary

National Bank of Arizona in Phoenix seeks a Commercial Portfolio Manager to manage a diverse loan portfolio and develop client relationships within the Phoenix Metro Commercial Market. The role focuses on identifying lending opportunities, analyzing credit risk, and supporting loan pricing and structuring.

Ideal candidates have a finance or business background with banking experience, strong analytical and communication skills, and the ability to work within a community bank focused on local

Qualifications

• Requires a bachelor's degree in Finance, Business or related field and 2+ years of banking, relationship management, underwriting and credit experience.
• Knowledge of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, loan documentation.
• Solid knowledge of banking products, services, policies, procedures and regulations.

Responsibilities

• Manage and service a portfolio of existing loan relationships.
• Expand relationships to drive customer satisfaction and revenue.
• Spread and analyze financial statements, monitor collateral, structure and price loans, and perform credit analysis.
• Report on loans: past dues, documentation, collateral exceptions and portfolio profitability.
• Monitor market trends and advise on potential portfolio impacts.
• Assist bankers with loan requests and special projects.
• Senior level may supervise Analysts and Loan Specialists.
• Other duties as assigned.

Skills

Credit analysis

Financial modeling

Portfolio management

Relationship building

Education

Bachelor's degree in Finance/Business

Tools

Word Processing

Spreadsheets

Job description

At National Bank of Arizona, we’re a community of professionals with relationships at our core. We strive to promote an engaging environment with accessible leadership and on-going employee development. National Bank of Arizona was founded on the premises of building local relationships, we pride ourselves on providing our clients, shareholders and each other with the best possible tools, resources and opportunities. Our workplace culture is based on inclusivity and collaboration, so we can give our customers as well as our employees the best possible environment to thrive. More than 40 years later, our approach hasn’t changed. At NBAZ, the possibilities are endless – come for the job, stay for a career.

NBAZ is looking for Commercial Portfolio Manager candidates to join Arizona’s #1 Community Bank for our Phoenix Metro Commercial Market. This role focuses on identifying appropriate lending opportunities, soliciting, and developing all types of business activity, specializing in commercial loans and participates in the development of overall commercial loan objectives, policies, and practices.

If you are passionate about being part of a community, being a team player, and helping others reach their financial goals, then we are interested in speaking with you!

Essential Functions:

• Responsible for managing and servicing a portfolio of existing loan relationships.
• Responsible for expanding and building relationships resulting in excellent customer satisfaction.
• Responsible for ensuring financial statements are spread and analyzed, addressing industry risks, monitoring collateral requirements, loan structuring and pricing, credit analysis, monitoring credit performance and assisting with loan presentations.
• Handles reporting on loans such as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, risk grades, etc.
• Keeps informed of financial and market trends in the portfolio and analyzes those trends for the effect they will have on the portfolio.
• Assists bankers with new and existing loan requests and other special projects.
• Senior levelmay manage Analysts and Loan Specialists.
• Other duties as assigned.
  

Qualifications:

• Requires a bachelor's degree in Finance, Business or other related field and 2+ years of banking, relationship management, underwriting and credit experience or other directly related experience. An equivalent combination of education and experience may meet qualifications.
• Knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, loan documentation, etc.
• Knowledge of banking products, services, policies, procedures, and regulations.
• Solid credit skills in underwriting, financial modeling, valuations, and adherence to policy.
• Requires solid customer service, relationship, organizational, analytical, and creative problem-solving skills.
• Ability to meet deadlines.
• Must have solid communications skills, both verbal and written.
• Knowledge of various software applications including word processing and spreadsheets.
• Local candidates only.
  
• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance.
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts.
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays.
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience.
• Mental health benefits include coaching and therapy sessions.
• Tuition Reimbursement for qualifying employees.
• Employee Ambassador preferred banking products.
  

This position will be open until filled.

All candidates, including those with criminal histories will be considered for employment. However, a background check adjudicated consistently with the FDIC Section 19 regulation will be completed on any candidate who accepts a conditional job offer from the Company. Because the Company is a financial institution, the FDIC guidelines apply to all positions within the company and as such any and all job duties have a direct relationship to a candidate’s criminal history and that criminal history would need to align with the FDIC Section 19 regulations.

Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law.

It is the Company’s policy not to discriminate because of a person’s relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.

National Bank of Arizona a division of Zions Bancorporation, N.A. Member FDIC