Commercial Portfolio Manager

ACNB Corporation; Northern (KY); On-site; USD 90,000 - 130,000; Full time

Job summary

ACNB Bank in West Lawn, PA is seeking a Portfolio Manager to support commercial lenders across markets, ensuring accuracy, compliance, and strong borrower experiences from origination through ongoing management. You will analyze borrower financials, manage credit documentation, and collaborate with Credit Admin, Legal Counsel, and Loan Operations to keep deals moving and risk well controlled.

Ideal candidates have a Bachelor’s degree and at least 3 years in commercial banking, with a solid

Qualifications

• A Bachelor's degree in Business, Finance, or a related field (preferred).
• 3+ years of relevant banking experience in commercial lending, ideally as an Assistant Administrator or Relationship Manager.
• Strong understanding of C&I, CRE, and construction loan administration.
• Excellent attention to detail, judgment, and the ability to manage complex credit documentation.
• Experience working closely with Credit Admin, Legal Counsel, and Loan Operations.
• Proficiency in collecting and analyzing financial statements, supporting loan closings, and managing borrower requirements.
• Strong organizational, critical thinking, and time-management skills.
• Exceptional communication and collaborative mindset—you’re someone lenders trust and clients respect.

Responsibilities

• Manage the Commercial Lending Portfolio: Proactively monitor and maintain the commercial loan portfolio to ensure timely extensions of lines of credit and hard maturity dates, working closely with Commercial Lenders and Credit Administration.
• Oversee the Commercial Loan Application Process: Enter new loan applications into the system, track key milestones, and coordinate with Credit, Documentation, and Legal to ensure accurate and timely progression from application through closing.
• Support Credit and Documentation Accuracy: Review commitment letters, closing packages, and loan documents to ensure alignment with credit approvals and policy standards; escalate discrepancies and follow through to resolution.
• Collect and Analyze Borrower and Guarantor Financials: Maintain timely receipt, review, and organization of financial statements and other documentation to support loan monitoring, compliance, and borrower communication.
• Administer Construction Loans and Ongoing Reporting: Collaborate with Construction Lenders to manage draw schedules and inspections and monitor borrower performance and collateral through periodic reporting and tracking systems.

Skills

Commercial lending

C&I

CRE

Construction loan administration

Credit documentation

Financial statement analysis

Communication

Collaboration

Education

Bachelor's degree

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

West Lawn, PA, US

Location: West Lawn, PA

Build Trusted Relationships and Shape Smarter Lending

If you’re analytical, relationship-oriented, and thrive in a fast-paced environment, this is your opportunity to step into a high-impact role supporting Commercial Lenders across our markets. As a Portfolio Manager at ACNB Bank, you’ll serve as the backbone of our lending process—ensuring accuracy, compliance, and outstanding borrower experiences from origination to ongoing management. Your expertise will help us navigate complex commercial loans and deepen client trust.

What You Bring to the Table

A Bachelor’s degree in Business, Finance, or a related field (preferred)

3+ years of relevant banking experience in commercial lending, ideally as an Assistant Administrator or Relationship Manager

Strong understanding of C&I, CRE, and construction loan administration

Excellent attention to detail, judgment, and the ability to manage complex credit documentation

Experience working closely with Credit Admin, Legal Counsel, and Loan Operations

Proficiency in collecting and analyzing financial statements, supporting loan closings, and managing borrower requirements

Strong organizational, critical thinking, and time-management skills

Exceptional communication and collaborative mindset—you’re someone lenders trust and clients respect

Key Responsibilities

• Manage the Commercial Lending Portfolio
  Proactively monitor and maintain the commercial loan portfolio to ensure timely extensions of lines of credit and hard maturity dates, working closely with Commercial Lenders and Credit Administration.
• Oversee the Commercial Loan Application Process
  Enter new loan applications into the system, track key milestones, and coordinate with Credit, Documentation, and Legal to ensure accurate and timely progression from application through closing.
• Support Credit and Documentation Accuracy
  Review commitment letters, closing packages, and loan documents to ensure alignment with credit approvals and policy standards; escalte discrepancies and follow through to resolution.
• Collect and Analyze Borrower and Guarantor Financials
  Maintain timely receipt, review, and organization of financial statements and other documentation to support loan monitoring, compliance, and borrower communication.
• Administer Construction Loans and Ongoing Reporting
  Collaborate with Construction Lenders to manage draw schedules and inspections and monitor borrower performance and collateral through periodic reporting and tracking systems.

Why You’ll Love this Role

You’ll be deeply embedded in the lending process, managing the day-to-day details that keep deals moving

You’ll partner with experienced Commercial Lenders and expand your technical and relationship-management skills

You’ll have high visibility across departments like Credit Admin, Legal, Construction, and Audit

Your work directly contributes to stronger credit decisions and smarter growth

Ready to bring your analytical strengths and commercial lending experience to a collaborative, growth-focused team?

Location: 2213 Quarry Drive, West Lawn, PA 19609

ACNB Bank is an Equal Opportunity Employer.