Commercial Loan Review Specialist

Dollar Bank, FSB; Pittsburgh (Allegheny County); On-site; USD 90,000 - 120,000; Full time

Job summary

Dollar Bank, FSB is seeking a Loan Review Officer to independently evaluate commercial credits, confirm risk ratings, and identify emerging concerns. The role involves assessing cash flow, collateral, documentation, and policy compliance, while supporting loan review reporting and acting as backup to leadership as needed.

Candidates should bring a bachelor’s degree in a related field and at least five years in commercial loan review or underwriting, with strong analytical and communication

Qualifications

• Bachelor's degree in accounting, finance, economics, or related field is required.
• Five (5) years of commercial loan review, commercial credit underwriting/analysis, bank examiner, or equivalent is required.
• Working knowledge of commercial cash flow analysis for commercial real estate, commercial and industrial, or small business loan portfolios.
• Working knowledge of credit risk ratings.
• Working knowledge of accounting principles, credit administration, and commercial loan documentation.
• Effective interpersonal skills, and oral and written communication skills.
• Strong analytical, organization and process skills, with attention to detail.
• Self-starter that can work with limited supervision.
• Bank examination experience, including direct contact with examiners, preferred.

Responsibilities

• Review commercial loan files of all credit types for evaluating borrower relationships to determine loan repayment ability and assessing accuracy of assigned credit risk rating.
• Confirm that loans reviewed are closed in accordance with proper approval.
• Determine adherence to loan policy and ensure any policy exceptions are disclosed and mitigated.
• Assess effectiveness of ongoing credit administration of loans reviewed, including cash flow, collateral, and guarantor strength analysis; identification and mitigation of key credit risks; and completeness of credit files with current information.
• Assess loan officers' adherence to the bank's lending policies and procedures and monitor compliance with applicable banking laws and regulations.

Skills

Credit risk analysis

Financial statement analysis

Interpersonal skills

Communication skills

Attention to detail

Self-motivation

Banking regulations knowledge

Education

Bachelor's degree in accounting/finance/economics or related field

Job description

Dollar Bank, FSB is seeking a Loan Review Officer to independently evaluate commercial credits, confirm risk ratings, and identify emerging concerns. The role involves assessing cash flow, collateral, documentation, and policy compliance, while supporting loan review reporting and acting as backup to leadership as needed.

Candidates should bring a bachelor’s degree in a related field and at least five years in commercial loan review or underwriting, with strong analytical and communication