Loan Review Specialist

Citizens Bank; Kilgore (TX); On-site; USD 45,000 - 65,000; Full time

Benefits offered by this job

Vacation/Sick

Health/Dental/Vision

Life Insurance

Disability

401k/Profit Sharing

Job summary

Citizens Bank in Kilgore, TX is seeking a Loan Documentation Specialist to prepare and review consumer, commercial, energy, SBA and real estate loan documents for regulatory compliance.

You will enter data into PPDocs and Compliance One, verify information, and assist cross-department teams. Strong attention to detail, typing speed, and proficiency with Word/Excel are essential.

Qualifications

• High School Diploma or GED with one year of experience preparing consumer and commercial loan documentation.
• Experience with Windows-based software such as Word and Excel; accurate data entry.

Responsibilities

• Enter loan data into processing software (PPDocs, Compliance One).
• Review loan file documentation for missing or erroneous information.
• Identify credit and collateral document exceptions; ensure lien perfection.
• Process and review loans, including title commitments, deeds of trust, promissory notes, and appraisals.
• Support department with various clerical tasks and reporting.

Skills

Attention to detail

Time management

Oral & written communication

Organizational skills

Typing 30 wpm

Education

High School Diploma or GED

Tools

PPDocs

Compliance One

Word

Excel

10-key calculator

Job description

Employment Type

Full-time

Benefits

Vacation/Sick, Health/Dental/Vision, Life Insurance, Disability, 401k/Profit Sharing

Summary Of Position

Reports to the Loan Administration Manager or designated officer, responsible for preparation and/or review of documents related to consumer, commercial, letters of credit, energy, SBA and real estate loans to ensure compliance with federal and state banking regulations and in accordance with bank loan policy.

Essential Functions

• Enter loan data into processing software including but not limited to PPDocs and Compliance One.
• Review loan file documentation for missing or erroneous information.
• Identify credit and collateral document exceptions, ensuring collateral lien perfection.
• Process and review loans verifying items such as title commitments, deeds of trust, promissory notes, applications, and appraisals.
• General filing with some other clerical duties.
• Provides support to all areas of the department as directed or where service or assistance is needed.
• Review computer data and create various reports as needed.
• Ability to deal effectively and tactfully with personnel from other departments and banking centers.
• Ability to express or exchange ideas by means of the spoken word.
• Order and review real estate appraisals.

Education and Experience Requirements

High School Diploma or GED with one year of experience preparing consumer and commercial loan documentation required. Knowledge of Windows based software including Word and Excel; good typing skills (30 wpm); proficient use of 10-key calculator by touch; knowledge of basic accounting principles (debits, credits, balancing; loan accounting and loan reconcilements). Excellent oral and written communication skills, time management and organizational skills required.