COMMERCIAL LOAN PROCESSOR

Golden Route Operations, LLC; Santa Rosa (CA); On-site; USD 69,000 - 79,000; Full time

Benefits offered by this job

Medical coverage

Dental coverage

Vision coverage

HSA contributions

401(k) plan

Paid vacation

Tuition reimbursement

Wellness resources

Mentorship

Volunteer time off

Job summary

Summit State Bank in Santa Rosa, CA, is hiring a Commercial Loan Processor to join our team. This full-time role processes commercial loan transactions from approval through closing, coordinating with Commercial Relationship Managers, Credit Administration, and title/escrow companies to move loans to closing.

The ideal candidate has 3+ years in banking or loan processing, strong organizational skills, and knowledge of CRE/C&I/SBA lending. Competitive benefits are included.

Qualifications

• Knowledge of commercial loan processing and closing procedures.
• Familiarity with lending products and applicable banking regulations.
• Strong organization, time-management, and accuracy.
• Excellent written and verbal communication skills.

Responsibilities

• Process commercial loan transactions from approval through closing.
• Gather and review financial, collateral, entity, title, and other docs.
• Coordinate with managers, Credit Admin, Loan Ops, title/escrow parties.
• Identify issues and work with parties to resolve them.
• Prepare and coordinate complete loan packages for closing.
• Ensure transactions comply with policies and regulatory requirements.

Skills

Loan processing

Lending products

Organization

Attention to detail

Communication

MS Office

Customer service

Education

High school diploma or GED

3+ years banking or loan processing

Associate or Bachelor's in business/finance

Experience with CRE/C&I/SBA

Tools

Loan/doc management systems

Microsoft Office

Job description

• Location 500 Bicentennial Way,Santa Rosa, CA, 95403,United States
• Base Pay $33.00 - $38.00 / Hour
• Employee Type Non-Exempt - FT

Description

About Summit State Bank

Summit State Bank is an award-winning community bank whose core values are based on making a positive impact on our employees, customers, and the communities we serve. Our employees are important to us; we provide rewarding career paths with competitive pay and excellent benefits. If you want to work for a Community Bank that values you and your contributions, we encourage you to apply.

Position Overview

We are seeking a full-time Commercial Loan Processor to join our team at our corporate office in Santa Rosa, California.

The Commercial Loan Processor processes and coordinates commercial loan transactions. The position works closely with Commercial Relationship Managers, Credit Administration, Loan Operations, borrowers, title companies, and other third parties to ensure loan documentation is complete, accurate, properly executed, and compliant with Bank policies and applicable regulatory requirements. The role may handle commercial real estate, C&I, construction, agricultural, SBA, and other commercial lending transactions of varying complexity.

This position is well suited for someone with commercial loan processing experience who is organized, detail-oriented, and comfortable coordinating multiple transactions and deadlines. The successful candidate will have working knowledge of commercial loan types, entity structures, title reports, and the documentation required to move loans efficiently from approval through closing. The position will independently process routine commercial loan transactions and receive guidance and support on more complex transactions as needed.

What You’ll Do

• Process commercial loan transactions from approval through closing.
• Gather and review financial, collateral, entity, title, insurance, and other required loan documentation.
• Coordinate with Commercial Relationship Managers, Credit Administration, Loan Operations, title/escrow companies, and other third parties to keep transactions moving toward closing.
• Identify documentation, title, collateral, or compliance issues and work with the appropriate parties to resolve them.
• Prepare and coordinate complete commercial loan packages for loan documentation and closing.
• Help ensure commercial loan transactions comply with Bank policies and applicable regulatory requirements.

An Ideal Candidate Will Possess

• Knowledge of commercial loan processing, documentation, collateral requirements, and closing procedures.
• Working knowledge of commercial lending products and applicable banking regulations and commercial lending compliance requirements.
• Strong organizational and time-management skills, with the ability to manage multiple transactions and deadlines.
• Excellent attention to detail, accuracy, analytical thinking, and problem solving skills.
• Strong written and verbal communication skills, and the ability to work effectively with Relationship Managers, customers, attorneys, title companies, and internal departments.
• Proficiency with Microsoft Office and commercial loan/document management systems.
• Strong customer-service orientation and commitment to responsive, collaborative service.

Education/Experience

• High school diploma or GED required.
• Three or more years of banking or commercial loan processing experience preferred; equivalent relevant experience may be considered.
• Experience with commercial real estate, C&I, construction, agricultural, SBA, or other commercial lending transactions is desirable.
• Associate’s or bachelor’s degree in business, finance, accounting, or a related field preferred.

Compensation: $33.00 - $38.00/hour

Summit State Bank offers a highly competitive benefits package designed to support our employees’ health, financial well-being, and professional growth, including the following:

• 100% employer-paid medical, dental, and vision coverage for employees , plus employer contributions toward dependent coverage
• Employer HSA contributions of up to $4,000 annually for eligible employees enrolled in an HDHP
• Dependent Care FSA employer matching contributions of up to $2,500 annually
• Employer-paid life, AD&D, and long-term disability insurance
• 401(k) plan with employer matching contributions
• Minimum of three weeks of paid vacation annually for full-time employees
• Tuition reimbursement, wellness resources, internal mentorship opportunities, and paid volunteer time off

Summit State Bank is an Equal Opportunity/Affirmative Action Employer. We provide equal employment opportunities to all employees and applicants for employment and prohibit discrimination and harassment of any type based on race, color, religion, age, sex, national origin, disability, genetic information, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by applicable federal, state, or local law.