Commercial Loan Processor

Community State Bank (WI); Union Grove (WI); On-site; USD 42,000 - 65,000; Full time

Job summary

Community State Bank in Wisconsin is seeking a Commercial Loan Processor to manage all aspects of processing commercial, agricultural, SBA and consumer loans. You will support loan officers and ensure accuracy and compliance throughout the processing cycle.

The role requires attention to detail, ability to manage a growing pipeline, and collaboration with lenders to prepare documentation, order title commitments, checks, and maintain quality control of loan files.

Qualifications

• High school diploma required.
• 1–3 years of credit or lending experience preferred.
• Must be able to handle detailed information accurately and confidentially.
• Good computer skills (Word and Excel).
• Strong verbal and written communication skills.
• Thorough understanding of loans, loan systems and documents.

Responsibilities

• Reviews LOS system for input accuracy and data integrity.
• Monitor pipeline for loans in process and maturing loans.
• Review credit loan presentations and complete processing checklists for regulatory compliance.
• Complete due diligence and prepare required loan documentation.
• Provide quality control reviews of loan documents prior to signing.
• Prepare documentation for extensions and renewals after due diligence.
• Prepare electronic customer file and provide instructions to booking team.
• Assist bankers with questions regarding loan documentation/status.
• Order Title Commitments, UCC filings, CRIS searches, Flood Certificates, payoff statements, DMV searches and related collateral information.
• Complete training and perform other duties as assigned.

Skills

Detail oriented

Communication

Excel skills

Loan knowledge

Education

High School Diploma

Job description

Are you passionate about serving your community and helping your neighbors? Are you talented, creative or hard-working? All of the above? Do you want to work in a fun and rewarding environment? As a member of the CSB team, not only will you experience our supportive work culture, but you will also receive the opportunities, tools and encouragement critical for professional growth.

At Community State Bank, we are more than just a bank, we focus onbuilding strong successful partnerships based on respect and trust. Our goal is providingopportunity to our customers, employees, and the communities we serve. We have a current opening for the following: Commercial Laon Processor

Purpose:

Responsible for all aspects of loan processing for commercial, agricultural, SBA and consumer loans. When necessary, will also assist other lending personnel in various duties to ensure the successful operation of the department.

Essential Duties and Responsibilities:

• Reviews LOS system for input accuracy and data integrity.
• Monitor pipeline for loans in process as well as the maturing loan list.
• Reviews credit Loan Presentation and completes internal Processing Checklists to ensure compliance with regulations, internal policies, procedures, correct signing authority and how best to secure the collateral, if applicable.
• Complete all due diligence steps prior to preparing the required loan documentation following the acceptance of the new loan request. This would include but not be limited to reviewing all supporting documentation, obtain HMDA information, meet requirements for SBA/FSA guaranty if applicable, contacting Business Bankers or Universal Bankers regarding deficiencies and preparing required loan documents.
• Provide a quality control review of each other’s loan documents prior to being sent out to Business Banker or Universal Banker for wet or electronic signing.
• Prepares required documentation for extensions and renewals after proper due diligence has been done. Including but not limited to, following the Processing Checklist, confirming our collateral is in place and confirmation of entity / signers. Also may include contacting Business Bankers or Universal Bankers regarding any deficiencies, preparing and distributing required documentation.
• Prepares the electronic customer file and also provides any instructions to the booking team that will assist in loan set-up.
• Assists Business Bankers and Universal Bankers with questions regarding loan documentation and loan documentation status.
• Order Title Commitments, UCC filings, CRIS Search, Flood Certificate, payoff statements, DMV searches and any other collateral / entity-based information when applicable
• Completes required training associated with job function.
• Performs other related duties as assigned.

Are you passionate about serving your community and helping your neighbors? Are you talented, creative or hard-working? All of the above? Do you want to work in a fun and rewarding environment? As a member of the CSB team, not only will you experience our supportive work culture, but you will also receive the opportunities, tools and encouragement critical for professional growth.

At Community State Bank, we are more than just a bank, we focus onbuilding strong successful partnerships based on respect and trust. Our goal is providingopportunity to our customers, employees, and the communities we serve. We have a current opening for the following: Commercial Laon Processor

Purpose:

Responsible for all aspects of loan processing for commercial, agricultural, SBA and consumer loans. When necessary, will also assist other lending personnel in various duties to ensure the successful operation of the department.

Essential Duties and Responsibilities:

• Reviews LOS system for input accuracy and data integrity.
• Monitor pipeline for loans in process as well as the maturing loan list.
• Reviews credit Loan Presentation and completes internal Processing Checklists to ensure compliance with regulations, internal policies, procedures, correct signing authority and how best to secure the collateral, if applicable.
• Complete all due diligence steps prior to preparing the required loan documentation following the acceptance of the new loan request. This would include but not be limited to reviewing all supporting documentation, obtain HMDA information, meet requirements for SBA/FSA guaranty if applicable, contacting Business Bankers or Universal Bankers regarding deficiencies and preparing required loan documents.
• Provide a quality control review of each other’s loan documents prior to being sent out to Business Banker or Universal Banker for wet or electronic signing.
• Prepares required documentation for extensions and renewals after proper due diligence has been done. Including but not limited to, following the Processing Checklist, confirming our collateral is in place and confirmation of entity / signers. Also may include contacting Business Bankers or Universal Bankers regarding any deficiencies, preparing and distributing required documentation.
• Prepares the electronic customer file and also provides any instructions to the booking team that will assist in loan set-up.
• Assists Business Bankers and Universal Bankers with questions regarding loan documentation and loan documentation status.
• Order Title Commitments, UCC filings, CRIS Search, Flood Certificate, payoff statements, DMV searches and any other collateral / entity-based information when applicable
• Completes required training associated with job function.
• Performs other related duties as assigned.

Qualification Requirements:

Education:

High School Diploma

Experience:

1-3 years of credit or lending experience preferred.

Skills:

• Must be able to work with a significant amount of detailed information in an accurate, timely and confidential manner.
• Self-starter
• Good computer skills (knowledge of Word and Excel spreadsheet functions).
• Good verbal and written communication skills.
• Thorough understanding of loans, loan systems and documents.
• Adequate knowledge of both internal policies and procedures and the respective state and federal laws and regulations governing departmental functions to ensure performance of individual job duties within the proper control environment.

Human Relations:

High level of interpersonal skills to interact with customers, bankers, title and insurance companies in a professional manner.

Responsibility and Decision-Making:

Must be able to prioritize to meet deadlines.

Supervision of Others:

N/A

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include: close vision, distance vision and ability to adjust focus. While performing the duties of this job, the employee is frequently required to stand; walk; sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear.

Work Environment:

Normal conditions associated with a general office environment.