Commercial Loan Officer

gpac; St. Louis (MO); On-site; USD 95,000 - 130,000; Full time

Job summary

gpac is seeking a Commercial Loan Officer to join a Missouri community bank. This role focuses on building strong business relationships with local owners and structuring credit solutions to support growth.

You will evaluate credits, manage a high-quality loan portfolio, and collaborate with analysts and senior management to maintain profitability and risk controls.

Qualifications

• 5+ years of experience in commercial lending at a community bank.
• Deep understanding of credit, financial statements, and business lending structures.
• Strong relationship-building and communication skills.
• Bachelor’s degree or equivalent experience in finance, business, or related field.

Responsibilities

• Build and manage a high-quality portfolio of commercial loans.
• Identify new business opportunities through strategic calling and community engagement.
• Analyze credit and financials to structure sound loan packages.
• Maintain portfolio profitability, credit quality, and compliance benchmarks.
• Collaborate with credit analysts, support staff, and senior management.

Skills

Commercial lending experience

Credit analysis

Relationship building

Education

Bachelor’s degree in finance or business

Job description

Commercial Loan Officer - Missouri (Community Bank)

Are you an experienced commercial lender who thrives on building strong business relationships and structuring creative credit solutions? A well-capitalized, community-focused bank in Missouri is seeking a Commercial Loan Officer to lead local business development and portfolio growth.

This is a relationship-first role-not a cold-calling numbers game. You'll work face-to-face with business owners, understand their goals, and provide the financing they need to grow and succeed.

What You’ll Do

• Build and manage a high-quality portfolio of commercial loans
• Identify new business opportunities through strategic calling and community engagement
• Analyze credit and financials to structure sound loan packages
• Maintain portfolio profitability, credit quality, and compliance benchmarks
• Collaborate with credit analysts, support staff, and senior management

What We’re Looking For

• 5+ years of experience in commercial lending at a community bank
• Deep understanding of credit, financial statements, and business lending structures
• Strong relationship-building and communication skills
• Bachelor’s degree or equivalent experience in finance, business, or related field

Why Join This Bank?

• Long-tenured team with a family-oriented culture
• Strong reputation in the community and among business clients
• Competitive compensation and full benefits
• Real autonomy and the ability to shape your own portfolio

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.