Commercial Lines Underwriting Expert

Alpheva; United States; Remote; USD 158,000 - 241,000; Full time

Job summary

Alpheva is seeking an experienced remote underwriting expert to evaluate complex commercial-property, casualty, professional-liability, and specialty risks on project-based contracts. You will review exposure analyses, pricing rationales, coverage terms, and portfolio implications to ensure sound underwriting practice.

Qualifications include 8+ years in underwriting, authority-level decisioning, and CPCU or ARM preferred. This is remote, per-project work with hourly pay between $115 and $175.

Qualifications

• 8+ years underwriting commercial or specialty insurance risks.
• Authority-level experience in exposure analysis, pricing, coverage terms, and portfolio management.
• CPCU, ARM, or equivalent professional credential preferred

Responsibilities

• Evaluate complex underwriting decisions for commercial-property, casualty, professional-liability and specialty risks.
• Review exposure analysis, loss information, pricing rationale, coverage terms, and authority decisions for consistency with sound underwriting practice.
• Identify missing submissions data, concentration concerns, inadequate controls, and assumptions that materially change the risk profile.
• Explain appropriate referrals, exclusions, limits, deductibles, and portfolio considerations using clear professional reasoning.

Skills

Underwriting experience

Pricing analysis

Portfolio management

Authority-level decisioning

Education

CPCU / ARM preferred

Job description

Evaluate complex commercial-property, casualty, professional-liability, and specialty-risk underwriting decisions.

Review exposure analysis, loss information, pricing rationale, coverage terms, and authority decisions for consistency with sound underwriting practice.

Identify missing submissions data, concentration concerns, inadequate controls, and assumptions that materially change the risk profile.

Explain appropriate referrals, exclusions, limits, deductibles, and portfolio considerations using clear professional reasoning.

Remote, project-based contract work. Scope and hours depend on project matching; the listed hourly range applies to matched work.

Requirements

• 8+ years underwriting commercial or specialty insurance risks
• Authority-level experience in exposure analysis, pricing, coverage terms, and portfolio management
• CPCU, ARM, or equivalent professional credential preferred

Pay

$115-$175/hr

Alpheva is a new expert network (launched September 2026); payout methods are not published yet, so confirm your first payment before scaling up.