Commercial Lines Underwriter

Hastings Insurance Company; Hastings (MN); Remote; USD 60,000 - 80,000; Full time

Job summary

A leading insurance company is seeking a Commercial Lines Underwriter to generate new business by evaluating insurance risks. The role involves collaboration with a team and requires strong communication skills. Candidates with a background in underwriting are preferred, and remote work options are available for certain locations.

Benefits

Medical insurance

Vision insurance

401(k)

Disability insurance

Tuition assistance

Paid maternity leave

Qualifications

• Prior commercial underwriting experience preferred.
• A certificate in General Insurance or higher-level designations preferred.

Responsibilities

• Review and process applications to achieve premium and profitability objectives.
• Communicate effectively with agency staff and policyholders.
• Assist in training new underwriters.

Skills

Communication

PC Skills

Education

Bachelor’s degree in Insurance

Bachelor’s degree in Business Administration

Bachelor’s degree in Finance

Tools

Microsoft Office

Job description

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Hastings Insurance is seeking a Commercial Lines Underwriter to join its Commercial Underwriting team! The Commercial Underwriter will generate new commercial business by accepting or rejecting commercial insurance risks based on our product and coverage guidelines while maintaining commercial business written to ensure profitability and growth.

The individual in this role is a member of a team of underwriters and technicians who service an assigned geographic territory, working collaboratively to achieve team goals. This position involves frequent interaction with underwriting technicians, underwriters, and agents and occasional field and overnight travel to agencies with Marketing and Loss Control department members.

• Candidates residing within one of our five coverage states (Illinois, Michigan, Ohio, Indiana, or Wisconsin) will be considered to work remotely. Occasional travel to our Hastings, Michigan, corporate headquarters may be required.
• Candidates residing in greater Hastings or Grand Rapids, Michigan, can work remotely, hybrid, or full-time onsite.
• Candidates outside our five-state region may be considered if other application elements are strong.
• Regardless of the location, the individual in this role will generally work within our standard office hours of Monday through Friday, 8:00 a.m. to 4:30 p.m. Given the nature of the role, some work may occur outside of these hours.

Position Duties & Responsibilities

• Review, approve, and process acceptable applications concerning underwriting guidelines to achieve corporate premium and profitability objectives.
• Continuously operates within established service standards.
• Stays up-to-date and knowledgeable of all commercial products, pricing, and coverages.
• Interprets and understands authority levels, guidelines, and additional underwriting resource materials to achieve quality metrics.
• Communicates and negotiates effectively and efficiently with external contacts, including agency staff, policyholders, external vendors, and Hastings business units.
• Assists in the training and development of new underwriters and underwriting technicians.
• Utilizes various systems and resources to support overall corporate objectives.
• Actively participates in professional development, i.e., continuing education or self-improvement.
• Other duties as assigned by leadership, either verbally or in writing.

Candidate Requirements and Qualifications

• Bachelor’s degree in Insurance, Business Administration, or Finance preferred, or equivalent work experience and education.
• Prior commercial underwriting experience within a Property & Casualty insurance carrier is highly preferred.
• A certificate in General Insurance, AINS, and pictorials specific to underwriting assignments are preferred, as are higher-level (CPCU, AU) designations.
• Demonstrated PC skills, including proficient use of Microsoft Office products.
• Demonstrated excellent verbal and written communication ability required.

About Us

At Hastings Insurance, our balanced corporate strategy focuses on implementing emerging technologies, cultivating strong independent agency relationships, and providing the right products to our policyholders. We seek to strategically grow our product lines and continue to expand geographically while maintaining our financial stability and innovative nature.

Our talented employees are dedicated to providing excellent customer service to our agent partners and policyholders. Many of our employees have been identified as industry experts, and we value the knowledge and skills they contribute to our success.

For more than 135 years, Hastings has helped our customers protect their valued assets and rebuild after devastating losses. We are proud to be rated an A (Excellent) insurance carrier by A.M. Best Company.

Our Commitment as an Employer

We value the strength of a diverse and inclusive workforce. Hastings Insurance is committed to providing equal opportunity for all employees and candidates in a work environment that does not tolerate discrimination or harassment.

Decisions related to employment are based on business needs, position requirements, and individual characteristics without regard to appearance, nationality, origin, race, color, religion, gender, sexual orientation, age, body, disability, veteran, family, marital status, or any legally protected class.

Hastings Insurance seeks to provide reasonable accommodation to disabled individuals in the hiring process in compliance with federal, state, and local law. Candidates requiring accommodation to complete their job application or participate in the interviewing process are asked to notify the Talent Acquisition Specialist or contact us at 800-442-8277.

Equal Opportunity Employer

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

Seniority level

• Seniority level

  Associate

Employment type

• Employment type

  Full-time

Job function

• Job function

  Analyst, Business Development, and Customer Service

• Industries

  Insurance

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Inferred from the description for this job

Medical insurance

Vision insurance

401(k)

Disability insurance

Tuition assistance

Paid maternity leave

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