Commercial Lending Specialist

First National Bank Texas; San Antonio (TX); On-site; USD 50,000 - 75,000; Full time

Job summary

First National Bank Texas in San Antonio seeks a Loan Officer to interview loan applicants about their businesses, needs, and earnings to assess risk. You will receive and review loan applications and direct the collection of necessary financial data to support lending decisions.

You will make decisions on loans and terms within established lending limits, maintain loan portfolios, monitor customer financials, and conduct credit reviews to help assess risk.

Qualifications

• Interview loan applicants to assess risk and determine loan viability.
• Review loan applications and collect necessary financial data for analysis.
• Evaluate loan terms within approved lending limits.
• Maintain and monitor loan portfolios and customer financials.

Responsibilities

• Interview loan applicants to assess risk.
• Review loan applications and financial data.
• Decide on loans within lending limits.
• Maintain and monitor loan portfolios and customer financials.
• Conduct credit reviews to assess risk.
• Seek new business and manage branch referrals.
• Represent the bank in the community and public as needed.

Skills

Interviewing

Financial analysis

Credit risk assessment

Business development

Job description

First National Bank Texas in San Antonio seeks a Loan Officer to interview loan applicants about their businesses, needs, and earnings to assess risk. You will receive and review loan applications and direct the collection of necessary financial data to support lending decisions.

You will make decisions on loans and terms within established lending limits, maintain loan portfolios, monitor customer financials, and conduct credit reviews to help assess risk.