Commercial Lending Specialist

Paycom - ATS; Charlotte (NC); Hybrid; USD 42,000 - 62,000; Full time

Job summary

Encore Bank currently seeks a Lending Specialist to coordinate loan documentation, facilitate closings, and maintain strong client relations. You will support Relationship Managers and the Regional President while handling deposits, treasury, and lending requests. Occasional branch coverage may be required to greet customers and assist the Office Manager.

The role emphasizes accuracy in processing, customer service excellence, and adherence to banking policies and regulations as needed.

Qualifications

• High school diploma required.
• At least two years of clerical/administrative support experience.
• At least one year of loan processing experience; commercial lending preferred.
• Excellent written and verbal communication skills.

Responsibilities

• Coordinate preparation and execution of loan documents.
• Organize workflow to ensure on-time loan closings.
• Follow up with clients, insurance agents, title companies, and attorneys.
• Provide administrative and sales support to Relationship Managers and Regional President.
• Assist servicing of active loans and monitor past-due reports.
• Occasionally cover retail branch duties as needed.

Job description

The Lending Specialist will coordinate the preparation of required loan documentation, coordinate the execution of loan documents, organize workflow to allow for on-time loan closings. Follow up with clients, insurance agents, title companies, and attorneys will also be required. This position also clients with deposits, treasury and lending services. The Lending Specialist will also provide administrative and sales support to the Commercial Relationship Managers and the Regional President. Occasionally, the Lending Specialist may be required to provide coverage of retail branch – greeting customers, providing limited support to the Office Manager and Assistant Office Manager.

Primary Responsibilities

The physical demands described here are representative of those that must be met to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential functions.

• Handles ongoing loan requests, including new loans, renewals, modifications, and extensions
• Works directly with Loan Operations so that loans are processed accurately and efficiently
• Works with customers to obtain required loan documentation
• Provides exceptional customer service to clients on deposits, treasury and lending requests.
• Reviews and clears loan exceptions weekly
• Gathers documents needed for annual loan reviews
• Ability to provide administrative and sales support to Relationship Managers and Regional President as needed.
• Assist in servicing active loans, monitor past due reports and maturing loan reports.
• Assists with the processing of loan payments, payoffs, and advances
• Maintains a working knowledge of bank loan policy and federal and state banking regulations, as needed
• Other duties as assigned

Supervisory Responsibilities

• None.

Qualifications

Skills and Qualifications

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines:

• High school diploma required.
• At least two years of clerical, administrative support or general office experience
• At least one year of loan processing experience.
• Experience in Commercial Lending preferred.
• Ability to work independently with limited supervision
• Results driven and customer focused
• Exceptional written and verbal communication skills

Computer and Office Equipment Skills

• Microsoft Office Suite including Word, Excel, and PowerPoint

The physical demands described here are representative of those that must be met to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential functions.

• While performing the duties of this job this individual is regularly required to sit for long periods of time, walk, stand, talk, hear, use their hands and fingers (manual dexterity), use a telephone, and occasionally lift and /or move up to 25 pounds.
• Specific vision abilities required by this position include, close vision, and the ability to adjust focus.

Mental Requirements

• The ability to solve problems, make decisions, interpret data, organize information, written and oral communication and read/write.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

Encore Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration without regard to race, color, religion, age, ancestry, citizenship, sex, sexual orientation, gender identity, national origin, marital status, genetic information, physical or mental disability, veteran status or any other characteristic protected by law.