Commercial Lending Specialist

Paycom; Charlotte (NC); On-site; USD 42,000 - 64,000; Full time

Job summary

Encore Bank in Charlotte, NC is seeking an Experienced Lending Specialist to coordinate loan documentation, close loans on schedule, and support Relationship Managers and the Regional President. The role also involves assisting with deposits, treasury, and lending services, plus occasional retail branch coverage.

The ideal candidate will have at least one year of loan processing experience, strong communication skills, and the ability to work independently.

Qualifications

• High school diploma required.
• At least two years of clerical, administrative support or general office experience.
• At least one year of loan processing experience.
• Experience in Commercial Lending preferred.
• Ability to work independently with limited supervision.
• Results driven and customer focused.
• Exceptional written and verbal communication skills.

Responsibilities

• Handles ongoing loan requests, including new loans, renewals, modifications, and extensions.
• Works directly with Loan Operations so that loans are processed accurately and efficiently.
• Works with customers to obtain required loan documentation.
• Provides exceptional customer service to clients on deposits, treasury and lending requests.
• Reviews and clears loan exceptions weekly.
• Gathers documents needed for annual loan reviews.
• Provide administrative and sales support to Relationship Managers and Regional President as needed.
• Assist in servicing active loans, monitor past due reports and maturing loan reports.
• Assists with the processing of loan payments, payoffs, and advances.
• Maintains knowledge of bank loan policy and banking regulations.

Skills

Loan processing

Commercial lending

Customer service

Communication

Independent work

Administrative support

Microsoft Office

Education

High School diploma

Tools

Microsoft Office Suite

Job description

Job Details: Level: Experienced, Job Location: Charlotte - Charlotte, NC 28211, Position Type: Full Time, Education Level: High School/GED, Job Shift: Day, Job Category: Banking, Job Summary:The Lending Specialist will coordinate the preparation of required loan documentation, coordinate the execution of loan documents, organize workflow to allow for on-time loan closings. Follow up with clients, insurance agents, title companies, and attorneys will also be required. This position also clients with deposits, treasury and lending services. The Lending Specialist will also provide administrative and sales support to the Commercial Relationship Managers and the Regional President. Occasionally, the Lending Specialist may be required to provide coverage of retail branch – greeting customers, providing limited support to the Office Manager and Assistant Office Manager.

Primary Responsibilities:

• Handles ongoing loan requests, including new loans, renewals, modifications, and extensions
• Works directly with Loan Operations so that loans are processed accurately and efficiently
• Works with customers to obtain required loan documentation
• Provides exceptional customer service to clients on deposits, treasury and lending requests.
• Reviews and clears loan exceptions weekly
• Gathers documents needed for annual loan reviews
• Ability to provide administrative and sales support to Relationship Managers and Regional President as needed.
• Assist in servicing active loans, monitor past due reports and maturing loan reports.
• Assists with the processing of loan payments, payoffs, and advances
• Maintains a working knowledge of bank loan policy and federal and state banking regulations, as needed
• Other duties as assigned

Supervisory Responsibilities:

None.

Qualifications: Skills and Qualifications:

• High school diploma required.
• At least two years of clerical, administrative support or general office experience
• At least one year of loan processing experience.
• Experience in Commercial Lending preferred.
• Ability to work independently with limited supervision
• Results driven and customer focused
• Exceptional written and verbal communication skills

Computer and Office Equipment Skills:

• Microsoft Office Suite including Word, Excel, and PowerPoint

Physical Requirements:

• While performing the duties of this job this individual is regularly required to sit for long periods of time, walk, stand, talk, hear, use their hands and fingers (manual dexterity), use a telephone, and occasionally lift and /or move up to 25 pounds.
• Specific vision abilities required by this position include, close vision, and the ability to adjust focus.

Mental Requirements:

The ability to solve problems, make decisions, interpret data, organize information, written and oral communication and read/write.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

Encore Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration without regard to race, color, religion, age, ancestry, citizenship, sex, sexual orientation, gender identity, national origin, marital status, genetic information, physical or mental disability, veteran status or any other characteristic protected by law.

Offered Benefits:

• Medical
• Dental
• Vision
• Employer Paid Life Insurance
• Supplemental Life Insurance
• Employee Stock Program
• 401K