Commercial Lending Portfolio Manager

First Convenience Bank; San Antonio (TX); Hybrid; USD 70,000 - 100,000; Full time

Job summary

First Convenience Bank in San Antonio, TX seeks an experienced Commercial Lending professional to interview applicants, analyze financial data, and make lending decisions within approved limits. You will prepare packets for committees, close loans, and manage a portfolio with ongoing customer follow-up.

The role emphasizes new business development, maintaining client relationships, and providing private banking services; strong communication, organization, and teamwork are essential.

Qualifications

• Bachelor's degree in Finance preferred.
• Minimum of 2-3 years experience in Commercial Lending.
• Must pass background investigation and drug screen.
• Ability to develop and maintain relationships and network.
• Good communication, detail orientation, analytical and organized.
• Team oriented and able to work with coworkers.

Responsibilities

• Interview loan applicants concerning their businesses, needs, and earnings to determine risk.
• Receive and review loan applications; obtain and direct analysis of financial data.
• Make loan decisions within lending limits.
• Prepare loan packets for Loan Committee/Board.
• Close loans including attorney info, title, etc.
• Maintain loan portfolios with customer follow-up and monitoring.
• Conduct analysis on loan accounts.
• Collect on past-due accounts.
• Seek new business and sustain an active pipeline.
• Develop and maintain relationships within the public eye.
• Conduct private banking for customers.
• Other duties as assigned.

Skills

Commercial lending experience

Business development

Strong communication skills

Detail oriented

Analytical

Team player

Education

Bachelor's Degree in Finance

Tools

Microsoft Office

Job description

Qualifications

• Bachelors Degree in Finance preferred
• At least 18 years of age
• Must have minimum of 2-3 years experience in Commercial Lending
• Strong business development and networking skills
• Working knowledge of Microsoft Office
• Good communication skills
• Must be detail oriented, analytical, and organized
• Must successfully pass background investigation and drug screen according to company policy
• Must be able to get along with co-workers and work effectively in a team environment

Job Description

• Interview loan applicants concerning their businesses, needs, and earnings to determine whether a loan may be an acceptable risk
• Receive and review loan applications; obtain and direct the analysis of all necessary financial data
• Make decisions on loans and terms within established lending limits
• Prepare loan packet for presentation to Loan Committee and/or Board
• Close loans which includes obtaining attorney information, title, etc
• Maintain loan portfolios ensuring customer follow-up and monitoring of customer financials
• Conduct analysis on loan accounts
• Collect on past-due accounts
• Seek out new business and sustain an active pipeline
• Must develop and maintain relationships within the public eye
• Conduct private banking for customers
• Other duties as assigned

Physical Requirements

• Must be able to remain in a sitting stationary position for extended periods of time
• Constantly operate a computer and other office machinery

Member FDIC, Equal Housing Lender
FCBI is an Equal Opportunity Employer
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