Commercial Lending Portfolio Manager

First Community Bancshares, Inc.; San Antonio (TX); Hybrid; USD 70,000 - 100,000; Full time

Job summary

First Community Bancshares, Inc. is seeking a Commercial Lending professional in Texas to interview loan applicants, review applications, and determine risk within lending limits.

You will maintain loan portfolios and seek new business while building client relationships and providing private banking support. The role requires 2–3 years in commercial lending, a finance-focused degree, strong communication, and teamwork in a fast-paced banking environment.

Qualifications

• Bachelors Degree in Finance preferred.
• At least 18 years of age.
• Minimum 2-3 years experience in Commercial Lending.
• Must be detail oriented, analytical, and organized.
• Must be able to get along with co-workers and work effectively in a team environment.

Responsibilities

• Interview loan applicants concerning their businesses, needs, and earnings to determine whether a loan may be an acceptable risk.
• Receive and review loan applications; obtain and direct the analysis of all necessary financial data.
• Make decisions on loans and terms within established lending limits.
• Prepare loan packet for presentation to Loan Committee and/or Board.
• Close loans which includes obtaining attorney information, title, etc
• Maintain loan portfolios ensuring customer follow-up and monitoring of customer financials.
• Conduct analysis on loan accounts.
• Collect on past-due accounts.
• Seek out new business and sustain an active pipeline.
• Must develop and maintain relationships within the public eye.
• Conduct private banking for customers.
• Other duties as assigned

Skills

Business development

Networking

Communication

Detail oriented

Analytical thinking

Organized

Education

Bachelor's degree in Finance

Tools

Microsoft Office

Job description

Requirements

• Bachelors Degree in Finance preferred
• At least 18 years of age
• Must have minimum of 2-3 years experience in Commercial Lending
• Strong business development and networking skills
• Working knowledge of Microsoft Office
• Good communication skills
• Must be detail oriented, analytical, and organized
• Must successfully pass background investigation and drug screen according to company policy
• Must be able to get along with co-workers and work effectively in a team environment

Job Description

• Interview loan applicants concerning their businesses, needs, and earnings to determine whether a loan may be an acceptable risk
• Receive and review loan applications; obtain and direct the analysis of all necessary financial data
• Make decisions on loans and terms within established lending limits
• Prepare loan packet for presentation to Loan Committee and/or Board
• Close loans which includes obtaining attorney information, title, etc
• Maintain loan portfolios ensuring customer follow-up and monitoring of customer financials
• Conduct analysis on loan accounts
• Collect on past-due accounts
• Seek out new business and sustain an active pipeline
• Must develop and maintain relationships within the public eye
• Conduct private banking for customers
• Other duties as assigned

Physical Requirements

• Must be able to remain in a sitting stationary position for extended periods of time
• Constantly operate a computer and other office machinery

Member FDIC, Equal Housing Lender
FCBI is an Equal Opportunity Employer
We endeavor to make this site accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact us at [phone].