Commercial Lending Officer

Switchboard; Denver (CO); Hybrid; USD 90,000 - 130,000; Full time

Benefits offered by this job

Hybrid work schedule

PTO & holidays

Parental leave

Volunteer time off

401(k) match

Medical, dental, vision

Job summary

Elevations Credit Union is seeking a production-focused Commercial Loan Officer to originate and manage commercial relationships across Colorado. You’ll build a personal book within Fort Collins to Colorado Springs and earn commissions tied to production while supported by underwriting, credit, and loan operations.

This role focuses on commercial real estate, C&I lines, and construction lending with a strong emphasis on relationship-building, market networking, and timely deal execution.

Qualifications

• 3+ years of commercial lending experience with proven originations.
• Track record in business development and loan production.
• Strong knowledge of CRE, C&I lines, and construction lending.
• Ability to structure deals, analyze financial statements, and assess credit risk.
• Colorado commercial lending network preferred (Fort Collins to Denver).
• Self-starter that sources deals and builds relationships.
• Excellent communication with owners and internal stakeholders.
• Bachelor’s degree preferred.

Responsibilities

• Originate new commercial loan relationships through proactive business development.
• Serve as primary contact through lending process from initial conversation to close.
• Structure and present CRE loans, C&I lines, and construction loans.
• Develop partnerships and referral networks to generate deal flow.
• Represent Elevations Credit Union to build market presence in the community.
• Collaborate with underwriting and loan operations to move deals efficiently.
• Prepare loan packages for Business Loan Committee approval.
• Monitor market conditions and pricing trends in Colorado.

Skills

Commercial lending

Business development

Relationship-building

Networking

Credit risk analysis

Financial analysis

Communication skills

Self-starter

Market knowledge

Education

Bachelor's degree

Job description

Description

Switchboard Hiring is seeking a Commercial Loan Officer on behalf of our client, a well-established Colorado financial institution. Company name and additional details will be provided at the initial interview.

This is a production-focused role where you’ll originate and manage commercial relationships across the client’s trade area. You’ll have the autonomy to build your book of business with strong compensation tied directly to your production, supported by a collaborative team environment and streamlined internal processes. This role is ideal for a relationship-driven lender who wants to grow their earning potential with an organization that values producers. You’ll be focused on commercial real estate, C&I, and construction loans, with the freedom to place business anywhere from Fort Collins to Denver to Colorado Springs based on market opportunities and your network.

Responsibilities

• Originate new commercial loan relationships through proactive business development and networking

• Serve as the primary point of contact for members throughout the lending process from initial conversation through closing and ongoing relationship management

• Structure and present commercial loan deals including commercial real estate, C&I lines of credit, and consumer construction loans

• Build and maintain strong external partnerships and referral networks to generate deal flow

• Represent Elevations Credit Union in the business community to develop market presence

• Work collaboratively with underwriting, credit analysts, and loan operations to move deals efficiently through the pipeline

• Prepare and present loan packages for Business Loan Committee approval

• Stay informed on market conditions, competitor activity, and pricing trends in the Colorado commercial lending market

Requirements

• 3+ years of commercial lending experience with demonstrated success in originating and managing commercial relationships

• Proven track record of business development and loan production in a bank or credit union environment

• Strong knowledge of commercial real estate lending, C&I lines of credit, and construction lending

• Ability to structure deals, analyze financial statements, and understand credit risk

• Established network within the Colorado commercial lending market (Fort Collins to Denver corridor) strongly preferred

• Self-starter that can develop business, source deals, and build lasting relationships

• Strong communication and relationship-building skills with business owners and internal stakeholders

• Bachelor’s degree preferred

Benefits

• Total compensation package includes base salary plus variable commission.

• Hybrid work schedule: 2-3 days per week in office.

• 4 weeks paid time off for full-time employees, work anniversary paid time off, paid volunteer time off, and 12 paid holidays

• Comprehensive medical, dental, and vision plans with employer contributions to supercharge your Health Savings Account

• Up to a 4% match on 401(k) contributions

• Up to twelve weeks of fully paid parental leave