Commercial Lender, SVP

NBKC Bank; Kansas City (MO); On-site; USD 120,000 - 220,000; Full time

Benefits offered by this job

Health plans

401k vesting

Parental leave

EAP access

Wellness perks

On-site gym

Flexible schedule

Sabbaticals

Job summary

nbkc bank in Kansas City is seeking a Senior Vice President Commercial Lender to own and grow a commercial loan portfolio while serving as a trusted advisor to clients. This role blends relationship management, credit expertise, and strategic thinking.

You will analyze financials, structure terms, monitor performance, and collaborate with teams to deliver an outstanding client experience.

Qualifications

• 5-7 years of experience in commercial lending, credit analysis, or credit risk management.
• Strong expertise in financial statement analysis, cash flow, and tax return review.
• Deep understanding of lending regulations and compliance standards.
• Ability to assess risk and make data-driven decisions.
• Thrive in a fast-paced, multi-priority environment.

Responsibilities

• Own and grow a commercial loan portfolio ranging from small to complex relationships.
• Analyze financials to assess creditworthiness, cash flow, and risk exposure.
• Structure and negotiate loan terms, including pricing, repayment, and collateral.
• Monitor loan performance and ensure compliance with policies and regulations.
• Identify risk and proactively manage portfolio health.
• Prepare and present loan recommendations to Executive Loan Committee.
• Partner with prospects and existing clients to drive new business and deepen relationships.
• Collaborate cross-functionally to deliver an exceptional client experience.

Skills

Financial statement analysis

Cash flow analysis

Tax return review

Credit risk management

Regulatory compliance

MS Office

Education

Bachelor's degree in Business or Accounting

Tools

Microsoft Office tools

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Full Time SVP Kansas City, MO, US

Commercial Lender, SVP | @Flex | Kansas City, MO

nbkc isn't your average bank, and we're not looking for average talent.

We're rethinking what a financial institution can be, blending strong fundamentals with a forward-thinking, people-first culture. The experience we deliver to our customers starts with the people behind the scenes, so we invest in you just as much as we do in our clients.

If you're a relationship-driven Commercial Lender who thrives in both strategy and execution, this is your opportunity to make a meaningful impact while building something you'll be proud of.

What You’ll Do

You'll own and grow a commercial loan portfolio while serving as a trusted advisor to your clients. This role is equal parts relationship management, credit expertise, and strategic thinking.

Manage and grow a commercial loan portfolio ranging from small to complex relationships

Analyze financials to assess creditworthiness, cash flow, and risk exposure

Structure and negotiate loan terms, including pricing, repayment, and collateral

Monitor loan performance and ensure compliance with policies and regulations

Identify risk and proactively manage portfolio health

Prepare and present loan recommendations, modifications, and portfolio updates to Executive Loan Committee

Partner with prospects and existing clients to drive new business and deepen relationships

Collaborate cross-functionally to deliver an exceptional client experience

What You Bring

5-7 years of experience in commercial lending, credit analysis, or credit risk management

Strong expertise in financial statement analysis, cash flow, and tax return review

Deep understanding of lending regulations and compliance standards

Ability to assess risk and make sound, data-driven decisions

Proficiency in Microsoft Office tools

Bachelor's degree in Business, Accounting, or related field (or equivalent experience)

Communicate complex financial concepts with clarity and confidence

Thrive in a fast-paced, multi-priority environment

Bring strong judgment, ownership, and a solutions-oriented mindset

Why You'll Love Working at nbkc

• Multiple comprehensive health plans (HDHP or PPO your choice!)
• 401k withimmediate vestingand generous company match
• Paid parental leave
• Access to behavioral health advocates and an Employee Assistance Program (EAP)
• Wellness perks, reimbursement programs, and on-site gym at 8320 Ward Parkway
• Work-life integration with flexible schedules
• Taking 4-week paid sabbaticals for your 10-, 18-, and 25-year anniversaries

nbkc is deeply committed to diversity, equity, and inclusion. We believe our strength comes from building a team with different perspectives, backgrounds, and experiences, and creating an environment where everyone can thrive.

If you're ready to build relationships, influence outcomes, and grow your career with a bank that's doing things differently, we'd love to connect.

Our Hiring Process

We respect your time. Once we review your application, we'll reach out with next steps, whether that's a phone chat, video call, or even grabbing a coffee. We'll keep you informed every step of the way.

About nbkc:

We're reimagining what a bank can be by investing in people, technology, and a culture that brings out the best in each other.

nbkc is deeply committed to diversity, equality, and inclusion in all its practices, especially when it comes to growing our teams. We aim to build a company whose culture promotes inclusion and embraces how rewarding it is to work with employees from all walks of life.

We've been proudly recognized as one of Kansas City's Best Places to Work for 5+ years, and once you're here, you'll see why.

Ready to build something better with us?

nbkc bank is an Equal Opportunity-Affirmative Action Employer - Minority/Female / Disability / Veteran / Gender Identity / Sexual Orientation