Commercial Lender

Dollar Bank, FSB; Pittsburgh (Allegheny County); On-site; USD 120,000 - 180,000; Full time

Job summary

Dollar Bank in Pittsburgh is seeking an experienced Corporate Lender to source, build, and maintain commercial lending relationships with businesses across the Pittsburgh market. The incumbent will work with Treasury Management, Private Banking and Commercial Real Estate to provide comprehensive banking solutions and fuel growth in the community.

You will lead risk-aware loan portfolio management, conduct credit analysis, ensure regulatory compliance, and collaborate with internal partners to

Qualifications

• Bachelor's Degree or commensurate experience required.
• Minimum of 10 years' lending experience at corporate middle market level with at least 5 years in the Pittsburgh Market required.
• Verifiable production history in excess of $10 million per year.
• Driver's License and access to a reliable vehicle is required.

Responsibilities

• Establish an annual business development plan and goals for bank growth.
• Develop and maintain business relationships through a sales-focused calling program.
• Complete call reports on all business visits with purpose, financial information, and future focus.
• Participate in community and civic functions representing Dollar Bank and promoting relationships.
• Oversee the Pittsburgh Division's loan portfolios for risk management and quality control.
• Assist in calculating the loan loss reserve for the Pittsburgh Division and advise monthly allocations.
• Update senior management on material loan portfolio considerations and policy impacts.
• Support risk guidance and review lending policies to meet regulatory requirements.
• Assist with collection efforts for delinquent loans and covenant compliance.

Skills

Business development

Relationship management

Financial analysis

Credit underwriting

Portfolio management

Education

Bachelor's degree or commensurate experience

Job description

At Dollar Bank we strive to inspire and strengthen our employees, customers, and the communities we serve. Our continued success is driven by our exceptional employees who share our values and believe in our mission and vision. We work together to create a collaborative, respectful, and empathetic environment and maintain a work life balance so you can be your best on and off the job!

We are seeking an experienced Corporate Lender to join our Corporate Banking team. In this role will help support our communities by sourcing, building, and maintaining commercial lending relationships with businesses across the Pittsburgh Market. The incumbent will work collaboratively with internal partners including Treasury Management, Private Banking and Commercial Real Estate to provide comprehensive banking solutions to customers to drive our mission and energize future customer growth.

Education and Experience Requirements

• Bachelor's Degree or commensurate experience required.
• Minimum of 10 years' lending experience at corporate middle market level with at least 5 years in the Pittsburgh Market required.
• Verifiable production history in excess of $10 million per year.

Certificate, Licenses and Registration Requirements

• Driver's License and access to a reliable vehicle is required.

Knowledge, Skill, and Ability Requirements

• Experience developing, underwriting, and managing a corporate banking loan portfolio.
• Ability to analyze financial and operational strengths and weaknesses of business entities including leverage, key risk factors, industry trends, sources of repayment, cash flow and ability to service debt required.

Essential Functions

• Establish an annual business development plan and goals with the objective of fostering Bank growth through mutually beneficial account relationships.
• Develop and maintain business relationships through a sales-oriented calling program.
• Complete and oversee completion of call reports on all business visits, outlining the purpose of the call, business needs, financial information, and future focus for the business.
• Participate in community and civic functions, either in an advisory or active capacity, representing Dollar Bank, with emphasis on maintaining and developing business relationships.
• Oversee the Pittsburgh Division's loan portfolios as to risk management loan considerations to maintain quality control and minimize losses.
• Assist in calculating the allowance for loan loss and lease loss reserve for the Pittsburgh Division and making recommendations to executive management for monthly allocations to the loan loss reserve for the Pittsburgh Division.
• Keep senior management of Dollar Bank informed of any material considerations affecting the loan portfolio, loan policy and unusual individual loan transactions of significant size, and report findings as required monthly.
• Provide advice and guidance to Pittsburgh's leading management, regarding risk to complex or unusual loan relations; assist in the review of lending policies of the Bank for each line of business to ensure regulatory requirements are met.
• Assist with collection efforts for delinquent loans, delinquent financial information, and covenant compliance.

All employes have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by Dollar Bank's risk management program. Compliance with regulatory laws and company procedures is a required component of all position descriptions.