Commercial Lender

F&M Trust; Chambersburg (Franklin County); On-site; USD 85,000 - 100,000; Full time

Benefits offered by this job

Medical, dental, and vision insurance

Pay for performance bonus earning

Paid time off and 11 bank holidays

Job summary

F&M Trust is seeking an experienced Commercial Services Relationship Manager for the Lancaster County market. The role focuses on growing a commercial loan portfolio, securing deposits, and expanding full relationships with local businesses.

The successful candidate will leverage established relationships, a consultative, advisory approach, and a strong understanding of community banking to deliver tailored financial solutions across Treasury Management and cross-selling opportunities.

Qualifications

• Five years of commercial lending or business banking experience with proven business development results.
• Strong familiarity with Lancaster County and surrounding business communities.
• Comfort initiating conversations, building relationships and expanding centers of influence.
• Relationship-focused approach and desire to serve clients in an advisory capacity.
• Valid driver's license and ability to travel throughout the market.

Responsibilities

• Develop and manage a commercial loan portfolio by identifying, cultivating, and retaining business relationships.
• Secure commercial deposits, generate fee income, and deepen relationships through cross selling and referrals.
• Partner closely with Treasury Management to deliver the full commercial relationship.
• Build and maintain relationships with centers of influence, including CPAs, attorneys, commercial realtors, economic development contacts, and other community partners.
• Provide thoughtful guidance and solutions to business clients, serving as a trusted advisor.
• Represent F&M Trust in the market through networking and community involvement.

Skills

Business development

Relationship building

Networking

Advisory approach

Education

High school diploma

Tools

Driver's license

Job description

Commercial Services Relationship Manager, Lancaster County Market

F&M Trust has a meaningful presence in Lancaster County, and we are ready to build on that foundation. With the recent retirement of a tenured Commercial Lender, we are expanding our commercial banking efforts and looking for an experienced relationship manager who knows the market, values community banking, and enjoys helping local businesses thrive.

If you bring strong business development skills, deep relationships, and a consultative approach, you will have the opportunity to grow a portfolio, expand full relationships, and represent F&M Trust throughout Lancaster County.

What you will do

• Develop and manage a commercial loan portfolio by identifying, cultivating, and retaining business relationships.
• Secure commercial deposits, generate fee income, and deepen relationships through cross selling and referrals.
• Partner closely with Treasury Management to deliver the full commercial relationship.
• Build and maintain relationships with centers of influence, including CPAs, attorneys, commercial realtors, economic development contacts, and other community partners.
• Provide thoughtful guidance and solutions to business clients, serving as a trusted advisor.
• Represent F&M Trust in the market through networking, community involvement, and professional engagement.

What you will bring

• High school diploma or equivalent.
• Five years of commercial lending or business banking experience, with demonstrated business development results.
• Strong familiarity with, and a well-established network within, Lancaster County and surrounding business communities.
• Comfort initiating conversations, building relationships, and expanding centers of influence.
• A relationship focused approach and desire to serve clients in an advisory capacity.
• Valid driver's license and ability to travel throughout the market.

Experience level, compensation, and portfolio expectations will be commensurate with proven results.

Location and work setting

You will play a key role in strengthening F&M Trust's commercial presence in Lancaster County, supported by continued investment and additional market resources on the horizon.

Comprehensive benefits include

• Medical, dental, and vision insurance
• Pay for performance bonus earning potential
• Paid time off and 11 paid bank holidays
• 401(k) with up to a 6 percent match
• Paid life insurance, short term disability, and long term disability
• Ongoing training and advancement opportunities
• And much more

Comparable job titles

Other organizations may call this role: Business Banker, Commercial Banker, Commercial Lender, Commercial Relationship Manager, Business Relationship Manager, Commercial Loan Officer, or Commercial Banking Officer.

F&M Trust is an Equal Opportunity Employer, Disability/Vet.

Interested in a conversation? If you are an experienced commercial banking professional who meets the qualifications and would be interested in a confidential conversation, we welcome the opportunity to connect.