Commercial Lender

The Agency Recruiting; Austin (TX); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

Highly competitive salary

Performance bonuses up to 50%

Opportunities for career growth

Job summary

A well-established community bank in Austin, TX is seeking an experienced Commercial Real Estate Lender. This role involves originating loans, developing new business, and building relationships within the community. The ideal candidate has over 5 years of experience in commercial lending, specifically in the Austin market, and possesses strong analytical as well as interpersonal skills. Opportunities for career growth and a competitive compensation package are offered.

Qualifications

• 5+ years of commercial lending experience with a focus on commercial real estate.
• Strong credit analysis and underwriting skills.
• Demonstrated ability to source, structure, and close deals.
• Demonstrated ability to source, structure, and close deals up to $15 million (or higher, including participations)

Responsibilities

• Originate commercial real estate loans.
• Develop new business through community involvement and referrals.
• Analyze financial statements and prepare loan packages.
• Work collaboratively with credit and underwriting teams to ensure sound lending decisions
• Assist in managing loan relationships from origination to closing and throughout the life of the loan
• Support a culture of excellence, integrity, and community engagement
• Stay current with local market trends and industry best practices

Skills

Commercial lending experience

Credit analysis

Relationship-building

Communication skills

Underwriting

Job description

Job Title: Commercial Real Estate Lender

Location: Austin, TX

Job Type: Full-Time

Compensation: Highly competitive base salary (commensurate with experience) + performance bonus up to 50% of base

About Us

This is a well-established, family-owned community bank that has proudly served the Austin, TX area for decades. Known for their stability, strong local reputation, and commitment to personal service, they offer a relationship-based approach to banking that sets them apart from larger institutions. Their leadership is hands-on, engaged, and deeply values the contributions of each team member. At this bank, you are not just a number, you are part of the family.

Position Overview

This bank is seeking an experienced Commercial Real Estate Lender to join their team and help continue to grow their footprint in Central Texas. This role is ideal for a self-motivated professional with deep ties to the local market, a strong understanding of credit and underwriting, and a passion for community relationship banking.

While the primary focus of this position is on commercial real estate lending, the ability to source and service residential real estate loans is a welcomed bonus (but not required).

Key Responsibilities

• Originate commercial real estate loans, including construction, investment, and owner-occupied properties
• Proactively develop new business through community involvement, referrals, and networking
• Analyze financial statements and real estate projects; prepare loan packages with appropriate risk assessment
• Work collaboratively with credit and underwriting teams to ensure sound lending decisions
• Assist in managing loan relationships from origination to closing and throughout the life of the loan
• Support a culture of excellence, integrity, and community engagement
• Stay current with local market trends and industry best practices

Qualifications

• 5+ years of commercial lending experience with a focus on commercial real estate
• Deep knowledge of the Austin/Central Texas market
• Strong credit analysis and underwriting skills (Formal credit training a plus)
• Demonstrated ability to source, structure, and close deals up to $15 million (or higher, including participations)
• Proven relationship-building and portfolio management skills
• Knowledge of both commercial and residential real estate lending is advantageous
• Excellent interpersonal, negotiation, and communication skills

Why Join This Bank?

• A supportive, family-like culture where your efforts are seen and appreciated
• Direct access to decision-makers (no layers of red tape)
• Opportunities for career growth and leadership development
• Highly competitive compensation package
• Bonus potential of up to 50% of base salary based on performance
• The chance to make a genuine impact in a community-focused organization