Commercial Credit Portfolio Manager

Beacon Bank; Boston (MA); Hybrid; USD 90,000 - 130,000; Full time

Job summary

Beacon Bank is seeking a commercial credit underwriter to manage and underwrite credit risk for existing and prospective commercial customers. You will analyze applications, financial statements, and collateral, and present solid recommendations to the approval authorities.

You will collaborate with Commercial Bankers on structuring deals, ensure adherence to policy, and support the loan closing process. This role involves travel for customer meetings and site visits as needed.

Qualifications

• Strong written and verbal communication skills.
• Proficient in Microsoft Office suite.
• Knowledge of banking compliance requirements.
• Familiarity with credit policy and underwriting standards.

Responsibilities

• Analyze and underwrite credit requests for commercial customers.
• Determine compliance with bank policy and document exceptions.
• Discuss deal structure, cash flow, collateral, and customer character with Commercial Bankers.
• Accompany bankers on customer calls and engage with customers in person or by phone.
• Coordinate with attorneys and financial professionals to aid underwriting and closing.
• Present analyses in written proposals for approvals.
• Prepare loan memorandums and conduct market surveys.
• Manage portfolio renewals for lines of credit and term debt; maintain data tracking.
• Perform independent property inspections during annual reviews.
• Identify potential problem loans and assist customers with loan questions.

Skills

Communication skills

Microsoft Office

Banking compliance

Credit policy understanding

Education

Bachelor’s degree

Job description

Beacon Bank is seeking a commercial credit underwriter to manage and underwrite credit risk for existing and prospective commercial customers. You will analyze applications, financial statements, and collateral, and present solid recommendations to the approval authorities.

You will collaborate with Commercial Bankers on structuring deals, ensure adherence to policy, and support the loan closing process. This role involves travel for customer meetings and site visits as needed.