Commercial Credit Analyst: Write-Ups & Lending Insight

UMB Bank; Kansas City (KS); On-site; USD 51,000 - 75,000; Full time

Benefits offered by this job

Paid Time Off

401(k) matching

Health insurance

Job summary

UMB Bank is seeking a Credit Analyst to join its Commercial Banking & Lending team in Kansas City. You will analyze commercial borrowers’ credit, prepare formal write-ups, and assess account relationships with UMB. You’ll present loan proposals to the Discount Committee and assist during peak periods, with flexibility for deadlines.

The role emphasizes strong financial analysis, written and verbal communication, and the ability to handle complex credit write-ups with minimal guidance.

Qualifications

• Bachelor’s degree in business or finance with 6 hours accounting or an equivalent background.
• Proficiency in Microsoft Word and Excel is preferred.
• Strong financial analysis skills and the ability to write clear credit write-ups.

Responsibilities

• Produce formal credit write ups summarizing borrowers' credit and relationships.
• Analyze a commercial borrower's credit standing and account relationships with UMB.
• Work on complex loan write ups and produce reports on credit-related matters.
• Present loan proposals to Discount Committee on a rotating basis.
• Assist during peak times and adapt to deadlines.
• Perform other duties as assigned.

Skills

Financial analysis

Microsoft Excel

Microsoft Word

Communication skills

Education

Bachelor’s degree in business or finance with 6 hours accounting

Tools

Microsoft Windows

Job description

UMB Bank is seeking a Credit Analyst to join its Commercial Banking & Lending team in Kansas City. You will analyze commercial borrowers’ credit, prepare formal write-ups, and assess account relationships with UMB. You’ll present loan proposals to the Discount Committee and assist during peak periods, with flexibility for deadlines.

The role emphasizes strong financial analysis, written and verbal communication, and the ability to handle complex credit write-ups with minimal guidance.