Commercial Credit Analyst: Underwriting & Growth Track

Fifth Third Bank; Charlotte (NC); On-site; USD 55,000 - 85,000; Full time

Job summary

Fifth Third Bank in Charlotte, NC is seeking a Commercial Credit Development Analyst as part of the Credit Analyst Program. You will participate in structured training to develop foundational credit skills and assist with underwriting and portfolio management responsibilities.

Under guidance, you will build financial models, analyze statements, monitor covenants and prepare presentation materials, while learning risk assessment and credit monitoring best practices.

Qualifications

• Graduating class of 2027 with a Finance, Accounting, Economics, or related degree.
• Authorized to work in the U.S. without sponsorship now or in the future.
• Minimum GPA 3.3.
• Internship experience in banking, credit, or financial analysis preferred.
• Strong analytical and problem-solving abilities.
• Strong verbal and written communication skills.

Responsibilities

• Complete formal training program and participate in ongoing training opportunities.
• Support Underwriters in underwriting and monitoring credit by performing analytical tasks.
• Assess credit risk using financial statement analysis, cash flow analysis and industry analysis.
• Build financial models to analyze historical performance and credit trends.
• Draft deal screens / opportunity memos.
• Create high-impact presentation materials using PowerPoint and Excel.

Skills

Financial statement analysis

Cash flow analysis

Credit risk assessment

Excel

PowerPoint

Strong communication

Team collaboration

AI tools willingness

Education

Bachelor's degree in Finance/Accounting/Economics

Graduating Class of 2027

Tools

Excel

PowerPoint

Job description

Fifth Third Bank in Charlotte, NC is seeking a Commercial Credit Development Analyst as part of the Credit Analyst Program. You will participate in structured training to develop foundational credit skills and assist with underwriting and portfolio management responsibilities.

Under guidance, you will build financial models, analyze statements, monitor covenants and prepare presentation materials, while learning risk assessment and credit monitoring best practices.