Commercial Credit Analyst – Development Program

Fifth Third

Charlotte (NC)

On-site

USD 65,000 - 95,000

Full time

9 days ago

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Job summary

Fifth Third Bank is launching a Commercial Credit Development Analyst Program in Charlotte, NC. The role trains graduates for independent underwriting and portfolio management, supporting portfolio managers and underwriters through financial analysis, model building, and covenant tracking.

You'll perform PD/LGD awareness, credit evaluation, and risk assessment within a structured setting. Ideal candidates are graduating in 2027 with a 3.3+ GPA, have internships in banking or finance, and possess

Qualifications

  • Graduating Class of 2027 with at least a 3.3 GPA.
  • Authorized to work in the U.S. without sponsorship now or in the future.
  • Relevant internship experience in banking, credit, or financial analysis preferred.
  • Strong verbal and written communication and problem-solving abilities.

Responsibilities

  • Complete a formal training program and ongoing development.
  • Support underwriters in credit underwriting and monitoring activities.
  • Perform financial analysis, cash flow and covenant tracking tasks.
  • Build financial models to analyze historical performance and trends.
  • Draft deal screens and opportunity memos for review.
  • Monitor covenants and assist with remedial actions.

Skills

Credit analysis concepts
Financial statement analysis
Cash flow analysis
Industry analysis
Collateral analysis
Guarantor analysis
Loan structure analysis
PowerPoint
Excel
Word
Outlook
Communication skills
Analytical thinking
Teamwork
Adaptability
AI tools awareness

Education

Bachelor’s degree in Finance
Bachelor’s degree in Accounting
Bachelor’s degree in Economics

Tools

Microsoft Office
Excel
Word
PowerPoint
Outlook

Job description

Fifth Third Bank is launching a Commercial Credit Development Analyst Program in Charlotte, NC. The role trains graduates for independent underwriting and portfolio management, supporting portfolio managers and underwriters through financial analysis, model building, and covenant tracking.

You'll perform PD/LGD awareness, credit evaluation, and risk assessment within a structured setting. Ideal candidates are graduating in 2027 with a 3.3+ GPA, have internships in banking or finance, and possess

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