Commercial Credit Analyst: Portfolio Risk & Growth

BMO; Chicago (IL); Presencial; USD 65.000 - 140.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Health insurance

Tuition reimbursement

Accident and life insurance

Retirement savings plans

Descripción de la vacante

BMO Financial Group in the United States seeks an experienced credit professional to analyze credit information, assess client risk, and support lending decisions for Commercial Banking loans. You will prepare detailed credit summaries and structure loan solutions aligned with bank policies while ensuring exceptional client service.

Responsibilities include portfolio monitoring, risk assessment, and cross-selling opportunities, collaborating with Relationship Managers and business partners to

Formación

• Minimum 3–4 years of relevant credit or lending experience in corporate/banking environment.
• Financial industry experience is required.
• Commercial Banking experience is a nice-to-have.
• Knowledge or experience with loan or lending operations.
• Credit qualifications and knowledge per portfolio requirements if applicable.
• Bachelor’s degree required; related discipline or commensurate experience accepted.
• Technical proficiency gained through education and/or business experience.

Responsabilidades

• Analyze credit information and risks for an assigned Commercial Banking portfolio.
• Perform financial analysis, assess creditworthiness, prepare credit summaries.
• Support lending decisions and structure loans per risk policies.
• Monitor portfolio for deteriorating credit conditions and ensure compliance.
• Identify revenue and cross-selling opportunities; nurture client relationships.
• Build and maintain client relationships with Relationship Manager and partners.
• Support new, renewal and extension loans aligned with client needs and policies.
• Enter data into systems accurately and leverage for decision-making.
• Assess industry trends to spot risks and opportunities.
• Take measured risks within the Risk Management Framework.

Conocimientos

Problem Solving

Collaboration

Detail-Oriented

Analytical Thinking

Loan Structuring

Regulatory Compliance

Portfolio Management

Credit Risk Assessment

Banking Operations

Microsoft Office

Data analysis tools

Financial analysis

Educación

Bachelor’s degree in Business Administration, Finance or Accounting

Herramientas

Microsoft Excel

Descripción del empleo

BMO Financial Group in the United States seeks an experienced credit professional to analyze credit information, assess client risk, and support lending decisions for Commercial Banking loans. You will prepare detailed credit summaries and structure loan solutions aligned with bank policies while ensuring exceptional client service.

Responsibilities include portfolio monitoring, risk assessment, and cross-selling opportunities, collaborating with Relationship Managers and business partners to