Commercial Credit Analyst – Plano (Hybrid)

Austincc; Plano, Northern (TX, KY); Hybrid; USD 80,000 - 100,000; Full time

Job summary

Capital One in Plano, TX is seeking a Commercial Credit Analyst for a Summer 2026 cohort. You will analyze business financials to evaluate creditworthiness and prepare recommendations for Commercial Card decisions, presenting to senior approvers and clients.

This role requires strong quantitative analysis, analytical thinking, and effective communication. Ideal candidates will have a Bachelor’s degree (or higher) by May 2026 or earlier, with the ability to work in a hybrid model and attend

Qualifications

• Bachelor’s degree or higher by May 2026 or earlier.
• Strong quantitative and analytical skills are required.
• Excellent communication and presentation abilities to senior approvers.

Responsibilities

• Make credit recommendations for cases up to $2MM exposure.
• Maintain signing authority up to $150K exposure.
• Conduct client interviews to understand business model and projections.
• Assess financial performance against policy guardrails and risks.
• Prepare concise credit memos with clear rationale for decisions.
• Present recommendations to senior approvers, sales, and clients.

Skills

Quantitative analysis

Analytical skills

Problem solving

Leadership

Team-oriented traits

Education

Bachelor’s degree or higher

Job description

Capital One in Plano, TX is seeking a Commercial Credit Analyst for a Summer 2026 cohort. You will analyze business financials to evaluate creditworthiness and prepare recommendations for Commercial Card decisions, presenting to senior approvers and clients.

This role requires strong quantitative analysis, analytical thinking, and effective communication. Ideal candidates will have a Bachelor’s degree (or higher) by May 2026 or earlier, with the ability to work in a hybrid model and attend