Commercial Credit Analyst II — Impactful Lending & Analysis

Morton-Community-Bank; Springfield (IL); On-site; USD 50,000 - 60,000; Full time

Benefits offered by this job

Life and AD&D Insurance

Long-Term Disability

Vacation Days

Personal Days

Paid Holidays

ESOP

Job summary

Morton Community Bank, a division of Clock Tower Community Bank, is seeking a Credit Analyst to assess credit risk for individuals and businesses. You will evaluate repayment capacity, analyze financial data, and prepare materials for loan committees.

Essential duties include preparing spreads, validating loan structures, and coordinating with lenders to ensure compliance with policies. Growth opportunities exist within a supportive ESOP-focused workplace.

Qualifications

• 3+ years of credit analysis in banking or related field.
• Bachelor’s degree in Finance, Accounting, Economics or equivalent.
• Excellent written and verbal communication.

Responsibilities

• Evaluate financial information and credit data to assess lending risk.
• Determine loan structure compliance with policy and suitability for request.
• Prepare financial statement spreads and in-house spreadsheets.
• Compare credit histories, liquidity, and profitability with peers in the industry.
• Provide narrative findings and recommendations to lenders and management.
• Assist with covenant compliance and loan committee preparations.

Skills

Analytical skills

Credit analysis

Financial statement analysis

Written & verbal communication

Education

Bachelor’s degree in Finance/Accounting/Economics

Job description

Morton Community Bank, a division of Clock Tower Community Bank, is seeking a Credit Analyst to assess credit risk for individuals and businesses. You will evaluate repayment capacity, analyze financial data, and prepare materials for loan committees.

Essential duties include preparing spreads, validating loan structures, and coordinating with lenders to ensure compliance with policies. Growth opportunities exist within a supportive ESOP-focused workplace.