Corporate Loan Underwriter & Risk Analyst

MCB; Horrel Hill (SC); On-site; USD 37,000 - 45,000; Full time

Benefits offered by this job

Life and AD&D Insurance

Long-Term Disability

Vacation Days

Personal Days

Paid Holidays

ESOP

Job summary

Morton Community Bank (MCB) in the United States is seeking a Full-Time Loan Processing Associate to carefully review loan applications, verify income, and assess creditworthiness within governing guidelines.

You will analyze income, debt and collateral, prepare recommendations, and support the Credit Analyst. A high school diploma is required; a BA is a plus, and strong computer and customer service skills are essential.

Qualifications

• Essential: High school education and diploma.
• Attend MCB loan meetings as scheduled.
• Attend loan overview course.
• BSA and other bank training annually.

Responsibilities

• Interview applicants and request specified information for residential loan applicants
• Analyze applicant’s financial status, credit and property evaluation to determine feasibility
• Evaluate loans to maximize organizational profit and minimize risk
• Submit applications to the Credit Analyst for verification and recommendation
• Approve loans within specified limits or refer loan to loan Committee for approval
• Answer telephone and written inquiries concerning loan processing information

Skills

Customer service principles

Computer skills

Education

High school diploma

Bachelor’s degree desirable

Job description

Morton Community Bank (MCB) in the United States is seeking a Full-Time Loan Processing Associate to carefully review loan applications, verify income, and assess creditworthiness within governing guidelines.

You will analyze income, debt and collateral, prepare recommendations, and support the Credit Analyst. A high school diploma is required; a BA is a plus, and strong computer and customer service skills are essential.