Corporate Credit Analyst II — Strategic Lending Insight

Morton Community Bank; Springfield (IL); On-site; USD 76,000 - 90,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Short-Term Disability

HSA

FSA

401k

Life and AD&D insurance

Long-Term disability

Vacation days

Personal days

Paid holidays

Job summary

Clock Tower Community Bank, a division of Morton Community Bank, is seeking a Credit Analyst to assess risk in commercial lending. You will analyze financial profiles, prepare Excel-based spreads, and present findings to lenders and loan committees.

You will collaborate with management, support lenders, and help ensure compliance with banking policies while mentoring Credit Analysts I. This role offers stable hours and opportunities within a growing regional bank.

Qualifications

• Bachelor’s degree or equivalent banking experience required.
• Excellent written and verbal communication skills.
• BSA and bank training through BAI is required annually.

Responsibilities

• Evaluate financial information and credit data to determine lending risk.
• Assess loan structure for policy compliance and suitability.
• Prepare financial statement spreads using the bank’s software.
• Create in-house spreadsheets to quantify debt service abilities.
• Compare credit histories and profitability of borrowers with peers.
• Prepare narrative analyses and recommendations for lenders.
• Communicate loan requests with lenders and resolve questions prior to submission.
• Assist with covenant compliance and lending base monitoring.
• Train and mentor Credit Analysts I.
• Attend loan committee as needed.
• Complete required BSA/AML and compliance training.
• Maintain alertness and safe work practices.
• Perform other related duties as assigned.

Skills

Excellent written and verbal comms

Customer service principles

Education

Bachelor’s degree in Finance, Accounting, Economics, or related field OR commensurate banking experience

Job description

Clock Tower Community Bank, a division of Morton Community Bank, is seeking a Credit Analyst to assess risk in commercial lending. You will analyze financial profiles, prepare Excel-based spreads, and present findings to lenders and loan committees.

You will collaborate with management, support lenders, and help ensure compliance with banking policies while mentoring Credit Analysts I. This role offers stable hours and opportunities within a growing regional bank.