Commercial Credit Analyst I — Lending & Risk Focus

Oak-Valley-Community-Bank; Oakdale (CA); On-site; USD 50,000 - 70,000; Full time

Job summary

Oak Valley Community Bank in Oakdale, CA is seeking a Credit Analyst I to analyze client financial data and determine lending risk. You will prepare credit reports and present recommendations to the credit committee, helping to ensure sound portfolio performance.

This onsite role requires a 4-year degree in finance or related field and 1–2 years of credit analysis experience; strong analytical skills, attention to detail, and the ability to collaborate with other departments are essential.

Qualifications

• Bachelor's degree in finance, accounting, economics, or related field.
• 1–2 years of experience in credit analysis or related field.
• Strong analytical and problem-solving skills.
• Excellent attention to detail and accuracy.
• Ability to work independently and as part of a team.

Responsibilities

• Analyze financial data and credit information of clients to determine their creditworthiness.
• Prepare credit reports and make recommendations to the credit committee.
• Monitor and assess the credit risk of existing clients.
• Ensure compliance with lending policies and regulations.
• Collaborate with other departments to ensure smooth and efficient lending operations.

Skills

Analytical thinking

Attention to detail

Independent work

Team collaboration

Communication skills

Regulatory knowledge

Education

Bachelor's degree in finance, accounting, economics, or related field

Job description

Oak Valley Community Bank in Oakdale, CA is seeking a Credit Analyst I to analyze client financial data and determine lending risk. You will prepare credit reports and present recommendations to the credit committee, helping to ensure sound portfolio performance.

This onsite role requires a 4-year degree in finance or related field and 1–2 years of credit analysis experience; strong analytical skills, attention to detail, and the ability to collaborate with other departments are essential.