Commercial Credit Administration Lead — Documentation & Risk

The Washington Trust Company; Providence (RI); On-site; USD 75,000 - 85,000; Full time

Benefits offered by this job

Health benefits

401(k) plan

Paid time off

Job summary

The Washington Trust Company in Providence, RI, invites an experienced commercial credit administration professional to join our Credit Risk team as a Commercial Credit Administration Manager/Analyst. You will oversee loan documentation quality, credit administration processes, and risk controls, developing staff and ensuring compliance with bank policies.

This role offers the chance to influence lending operations, support audits, and partner with Commercial Banking and internal stakeholders to

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, or a related field preferred.
• 5+ years of experience in commercial banking, credit administration, loan operations, or commercial loan documentation.
• Strong knowledge of commercial lending documentation, collateral perfection, UCC filings, flood regulations, and related compliance requirements.
• Experience supporting internal and external audits, regulatory examinations, and risk management activities.
• Demonstrated leadership experience with the ability to supervise, coach, and develop employees.

Responsibilities

• Lead commercial loan documentation quality control efforts, ensuring documentation is accurate, complete, and compliant with approved loan terms, regulatory requirements, and Bank policies.
• Oversee key credit administration processes, including documentation exception management, annual borrower reviews, credit risk reporting, and support for criticized and workout assets.
• Serve as a subject matter expert on commercial loan documentation, operational controls, regulatory compliance, and risk management matters.
• Support internal and external audits, regulatory examinations, record retention requirements, and operational risk management initiatives.
• Partner with Commercial Banking and other internal stakeholders to ensure effective loan documentation, collateral management, and process execution.
• Lead system administration, access management, vendor oversight, and other operational support activities in accordance with Bank policies and information security standards.
• Supervise, coach, and develop team members while fostering a culture of accountability, collaboration, and continuous improvement.

Skills

Analytical skills

Leadership experience

Attention to detail

Communication skills

Regulatory knowledge

Education

Bachelor's degree in Finance, Accounting, Business Administration, or a related field

Tools

Microsoft Office

Job description

The Washington Trust Company in Providence, RI, invites an experienced commercial credit administration professional to join our Credit Risk team as a Commercial Credit Administration Manager/Analyst. You will oversee loan documentation quality, credit administration processes, and risk controls, developing staff and ensuring compliance with bank policies.

This role offers the chance to influence lending operations, support audits, and partner with Commercial Banking and internal stakeholders to