Commercial Banking Relationship Manager - Denver, CO

Vectra Bank Colorado; Denver (CO); On-site; USD 150,000 - 200,000; Full time

Benefits offered by this job

Day-one benefits

11 paid holidays

401(k) plan with match

HSA/FSA health accounts

Tuition Reimbursement

Career growth opportunities

Job summary

Vectra Bank Colorado seeks a highly motivated Commercial Banking Relationship Manager to drive growth in Denver in a relationship-driven environment. You will partner with internal teams to deliver customized banking solutions and strategic financial advice to mid- and large-market clients.

The role emphasizes proactive business development, credit judgment, and delivering exceptional client experiences within a respected, high-performing team.

Qualifications

• Requires a bachelor's degree and 10+ years of directly related experience.
• Broad application of principles and extensive knowledge of related fields.
• Strong knowledge of credit, lending, financial strategy, and customer development.
• Proven track record of sourcing, developing, and closing commercial banking relationships.
• Established network of business contacts in the Denver market preferred.

Responsibilities

• Manages high-end corporate customers' business needs and strategies, provides financial counseling and expertise in loan structuring.
• Cross-sell appropriate products and design value-driven packages.
• Develops new relationships internally and externally.
• Approves/recommends loan packages within assigned limits.
• Manages credit portfolio and maintains credit quality and profitability.
• Proactively develops a network to generate new commercial banking opportunities.

Skills

Relationship building

Sales ability

Communication skills

Credit judgment

Networking

Strategic advising

Self-directed

Executive presence

Education

Bachelor’s degree

10+ years experience

Tools

Word processing

Spreadsheets

CRM systems

Job description

At Vectra Bank, we’re proud to serve the Rocky Mountain region with the strength of a large financial institution and the personal touch of a community bank. Recognized as a Top Workplace, we combine deep resources with attentive, relationship-driven service to support families, businesses, and the communities we call home.

We’re committed to creating a great place to build a career, welcoming employees whose talent, drive, and diverse perspectives help us deliver custom financial solutions. With day-one benefits, ample growth opportunities, and a culture centered on listening, collaboration, and care, Vectra Bank is a place to grow, thrive, and make a meaningful impact. We believe we are big enough to count and small enough to care.

With benefits starting on day one, over 11 bank holidays, and a company committed to career growth and advancement, we are dedicated to being an employer of choice in our industry and community. At Vectra Bank, the possibilities are endless - come for a job, stay for a career.

Vectra Bank is looking for a highly motivated Commercial Banking Relationship Manager who thrives in a relationship driven environment and is energized by business development. The ideal candidate is proactive, collaborative, confident, and committed to delivering exceptional client experiences. This individual will join a respected, high-performing team of commercial banking professionals and will play a key role in driving growth throughout the Denver market. Success in this role requires a strong work ethic, positive attitude, intellectual curiosity, and a passion for helping Colorado businesses achieve their goals while contributing to a culture built on teamwork, accountability, and excellence.

Essential Functions

• Manages high-end corporate customers' business needs and strategies, provides financial counseling, advice and expertise in complex loan structuring and strategic business planning.
• Satisfies clients' needs by cross selling appropriate products and designing a value driven package of products and services utilizing a full array of bank services.
• Develops new relationships internally and externally.
• Approves and/or recommends loan packages within assigned limits.
• Manages credit portfolio, maintaining acceptable credit quality and loan profitability.
• Maintains and enhances personal knowledge of bank products and services as well as the laws, regulations and internal policies and procedures appropriate to the position.
• Proactively develops and maintains a network of centers of influence (attorneys, CPAs, commercial real estate professionals, and business owners) to generate new commercial banking opportunities and increase market presence.
• Acts as the primary relationship manager for middle-market and commercial clients, providing strategic financial advice and delivering customized banking solutions.
• Partners closely with Treasury Management, Private Banking, Wealth Management, SBA, and other internal teams to deepen client relationships and deliver comprehensive financial solutions.
• Serves as a trusted advisor to clients by understanding their business objectives, industry trends, growth strategies, and succession planning needs.
• Develops and executes an annual business development plan focused on portfolio growth, client retention, and profitability objectives.
• Represents Vectra Bank within the community through industry associations, networking events, community involvement, and civic organizations.
• Maintains a strong pipeline of prospective clients and consistently achieves established loan, deposit, fee income, and relationship growth goals.
• Collaborates with credit partners to structure complex commercial lending solutions while maintaining prudent risk management standards.

Qualifications

• Requires a bachelor's degree and 10+ years of directly related experience, or an equivalent combination of education, training, and experience that provides the required knowledge, skills, and abilities.
• Broad application of principles, theories, and concepts in applicable discipline, plus extensive knowledge of other related fields.
• Extensive knowledge of credit associated lending, financial strategy, and customer development.
• Commercial Credit Analysis and presentation experience.
• Perceptive character judgment.
• Ability to expand client relationships and product sales.
• Strong sales ability.
• Ability to structure loans and monitor credit performance.
• Good interpersonal and communication skills.
• Working knowledge of applicable lending policies, procedures, laws, and regulations.
• Knowledge of software applications, including word processing and spreadsheets.
• Proven track record of sourcing, developing, and closing new commercial banking relationships.
• Established network of business contacts and referral sources within the Denver metropolitan market preferred.
• Demonstrated success managing commercial relationships with annual revenues ranging from $10MM to $100MM+.
• Strong knowledge of commercial real estate, C&I lending, owner-occupied real estate financing, treasury management, and deposit gathering strategies.
• Ability to balance business development objectives with sound credit judgment and portfolio management.
• Self-directed professional with a high level of initiative, accountability, and entrepreneurial drive.
• Strong executive presence with the ability to effectively communicate and build credibility with business owners, CEOs, CFOs, and other key decision makers.
• Experience working in a relationship-focused banking environment emphasizing client advocacy, collaboration, and local decision making.

Compensation

This position offers a base salary range of $150,000 to $200,000 annually, commensurate with job-related factors such as experience and geographic location, and includes eligibility for an incentive plan. Final compensation will be determined based on a variety of factors, including, but not limited to, relevant experience, skills, expertise, location, education, and certifications.

Benefits

• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
• Employee Ambassador preferred banking products