Commercial Banking Intern

Ixonia Bank; Town of Ixonia (WI); On-site; USD 17,000 - 25,000; Part time

Job summary

Ixonia Bank is offering a paid, onsite internship for Summer 2027, starting around May 3, 2027. The role focuses on financial statement analysis, credit assessment, and loan documentation support provided to commercial loan officers.

Ideal candidates are current students pursuing banking-related programs, with a high school diploma or GED, and an interest in gaining hands-on experience in banking compliance and customer service.

Qualifications

• Ability to think both creatively and analytically.
• Aptitude to learn and work with databases.
• Polished writing skills, organizational skills, and communication skills.
• Strong attention to detail with proofreading abilities.

Responsibilities

• Perform financial statement analysis by spreading statements and preparing a complete credit analysis.
• Help maintain commercial loan files.
• Provide information and judgments on credit worthiness of accounts for loan officers.
• Assist with loan documentation and follow up on documentation exceptions.
• Support other bank areas as needed.
• Prepare management reports as required.
• Identify new potential clients through market research and meetings with prospects.

Skills

Analytical thinking

Databases

Writing skills

Attention to detail

Professional communication

Banking regulations

Education

High School diploma

Job description

At Ixonia Bank, we pride ourselves on our core values which are evident in our work, how we interact with each other, & how we take care of our customers. We believe every individual counts! Our highly-qualified, driven employees continually strive to give Ixonia Bank customers a personal banking experience. If you are interested in joining the Ixonia Bank team, we invite you to check out opportunities that match your skills and talents. We offer rewarding careers, all within a professional and friendly work environment.

This paid, onsite internship is posted for the Summer of 2027, estimated start date would be on or shortly after May 3, 2027.

Principal Duties and Responsibilities:

• Financial statement analysis. Analyze financial statements by spreading the statements and preparing a complete credit analysis. This will include gathering financial statements, interpreting the financial data, checking collateral, and writing up the analysis.
• Help maintain commercial loan files.
• Provide accurate information and sound judgments on the credit worthiness of assigned accounts to assist the commercial loan officers.
• Assist officers with documentation, including loan preparation and follow up on documentation exceptions.
• Assists in other areas of the bank on an "as needed" basis.
• Prepare other reports, as needed, for management.
• Assist lenders with identifying new potential clients, performing market research and attending initial meetings with prospects.

Job Knowledge, Skills and Abilities: (Competencies)

• Ability to think both creatively and analytically.
• Displays an aptitude to learn and work with databases.
• Possesses proven and polished writing skills; organizational skills; and communications skills.
• Ability for strong attention to detail; and possess and demonstrate excellent proofreading and writing abilities.
• Capability to interact professionally with all levels of Bank Management and Directors.
• Exhibits an understanding of, and compliance with, applicable federal and state banking laws and regulations.

Education, Experience or Preferred Skills:

High School diploma and/or general education degree (GED) required. Current student enrolled or planning to enroll in a commercial banking program or related field. Knowledge of Banking industry preferred but not required.

Qualifications

Education

Required

High School or better.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
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