Commercial Banking Associate

American Commercial Bank & Trust; Lisle (IL); On-site; USD 50,000 - 70,000; Full time

Benefits offered by this job

Medical coverage

Dental coverage

Vision coverage

401k with company match

Paid vacation

Sick time

Holidays

Job summary

American Commercial Bank & Trust is seeking a Commercial Banking Associate for its Lisle, IL office. This role involves providing excellent service to clients and processing loan requests efficiently. Key duties include acting as a liaison for documentation, supporting Lending Officers, and managing account activities.

Candidates should have three years of experience with commercial loans and strong communication skills. The position offers a comprehensive benefits package and opportunities for growth.

Qualifications

• 3+ years of prior experience with processing and closing commercial loans.
• Must demonstrate high level of client interaction.
• Consideration for more experience in lieu of bachelor's degree.

Responsibilities

• Liaison between lenders, clients, and third parties for loan underwriting.
• Review organizational documents and financial statements.
• Support Lending Officers in regulatory reporting.
• Facilitate loan documentation and closings.
• Open business accounts and manage daily account activities.
• Manage financial exceptions of assigned portfolio.

Skills

Strong written and verbal communication skills

Attention to detail

Organizational skills

Problem‑solving abilities

Knowledge of Microsoft Suite

Experience in FIS Horizon banking platform

Experience in Loan Vantage

Education

Bachelor's degree in business

Job description

American Commercial Bank & Trust, NA

Commercial Banking Associate – ON SITE in Lisle, IL

American Commercial Bank & Trust is currently seeking well‑organized and client‑focused candidates for our Commercial Banking Associate position, which is located in our Lisle, IL Office. The primary responsibility of the Commercial Banking Associate (CBA) is to provide a high level of service to Bank clients, prospects, and internal associates. This customer service role works in tandem with Commercial Loan Officers to compile and prepare loan presentation summaries in a timely and accurate manner. This individual will be responsible for processing approved loan requests from inception to closing, maintaining exception‑free credit files, and managing a growing portfolio of loan and deposit clientele.

Key job duties and responsibilities include the following:

• Acts as a liaison between Lenders, Clients and third parties to obtain and maintain documents required for new and existing loan underwriting and depository relationships.
• Reviews documents which support underwriting such as organizational documents, title commitments, financial statements, appraisals, and construction draw documentation.
• Support the Lending Officer(s) in monitoring HMDA and CRA reporting.
• Maintain knowledge of the Bank's Loan Policy to ensure accuracy of loan presentations and of documentation.
• Facilitate loan documentation and coordinate and conduct loan closings.
• Open business accounts and review daily account activity reports.
• Manage financial and collateral exceptions of assigned portfolio within bank standards.
• Generate deposit account documentation and maintain knowledge of Treasury Management services.
• Other projects and duties as assigned, including ongoing training and learning.

Education and Experience:

• Seeking 3+ years of prior experience with processing and closing commercial loans for middle market clients, and high level of client interaction.
• Bachelor's degree in business preferred.
• Will also consider more years of experience with processing and closing commercial loans in lieu of bachelor's degree.

Skills and Abilities:

• Ability to prioritize competing tasks and exhibit strong written and verbal communication skills.
• Attention to detail and strong organizational skills.
• High level of responsiveness and follow‑through with both internal and external customers.
• Strong problem‑solving abilities and resourcefulness in finding solutions and answering challenges.
• Strong working knowledge of Microsoft Suite; experience in the FIS Horizon banking platform and Loan Vantage preferred.

American Commercial Bank & Trust is an Equal Opportunity Employer (Protected Veterans, and Individuals with Disabilities).

A comprehensive benefits package offered for Full‑time positions, including medical, dental and vision coverage, Life/STD/LTD plans, Flexible Spending Account, H.S.A., 401k with company match, ESOP, paid vacation, sick time, and holidays. For more information on our branch locations, visit us online at: www.acbandt.com.

Candidates will be required to submit to a background check when presented with a conditional offer of employment.