Commercial Banker (VP or SVP)

Bankwithchoice; Minnesota; On-site; USD 90,000 - 145,000; Full time

Job summary

Choice Financial Group is seeking a Commercial Banker in Minnesota to build customer relationships and drive loan and deposit growth. The role requires deep knowledge of credit underwriting and collaboration with the credit team to analyze client data and present solutions.

Responsibilities include soliciting new clients, managing portfolios, mentoring teammates, and cross-selling bank services. A strong track record in meeting production goals and strategic thinking is essential.

Qualifications

• Minimum 6–10 years of progressive business or agricultural banking experience.
• Advanced proficiency in commercial and agricultural credit underwriting.
• Strong ability to lead client relationship strategies and business development.
• Excellent understanding of complex financial structures and credit needs.
• Proven record of meeting production goals and contributing to market growth.
• Ability to mentor junior bankers and support team development.
• High professionalism, leadership presence and strategic thinking.

Responsibilities

• Build and develop a network to grow Choice Financial relationships.
• Serve as primary contact for clients seeking credit and lending services.
• Provide personalized financial advice and solutions based on creditworthiness.
• Explain terms and risks of credit products to help informed decisions.
• Structure loan terms, rates, and repayment schedules aligned with client capacity.
• Collaborate with internal teams to customize solutions for complex loans.
• Cross-sell other financial products to enhance customer relationships.

Skills

Credit underwriting

Portfolio management

Risk mitigation

Business development

Client relationship leadership

Financial analysis

Mentoring

Professionalism

Job description

Description

The Commercial Banker is responsible for building customer relationships and advocacy through proactive business development, management, and analysis of a loan and deposit portfolio. This role focuses on generating new loan and deposit volume, including the solicitation and profiling of prospective clients and maintaining accurate sales/pipeline data. The Commercial Banker has a basic knowledge of credit underwriting and collaborates with the credit team to present and analyze client data.

Responsibilities

• Build and develop a network of internal and external resources to build Choice Financial relationships.
• Act as the primary point of contact for clients seeking credit and lending services.
• Provide personalized financial advice and solutions based on clients' creditworthiness and financial goals.
• Explain the terms, conditions, and risks associated with various credit products to clients to help them make informed decisions.
• Work with clients to structure loan terms, interest rates, and repayment schedules that align with their financial capacity and objectives.
• Collaborate with internal teams to customize solutions for complex or specialized lending requirements.
• Actively cross-sell other financial products and services offered by the bank to enhance customer relationships and loyalty.

Requirements

• Minimum of 6 to 10 years of progressively responsible business or ag banking experience.
• Advanced proficiency in commercial and agricultural credit underwriting, portfolio management, and risk mitigation.
• Demonstrated ability to lead client relationship strategies, including business development and retention.
• Strong understanding of complex financial structures and ability to advise clients on sophisticated credit needs.
• Consistent history of meeting or exceeding production goals and contributing to market growth.
• Ability to mentor junior bankers and support team development.
• High degree of professionalism, leadership presence, and strategic thinking.

Cultural Alignment

Choice is #PeopleFirst, banking second.

People don't need just another bank. People need to be supported by a team of trusted partners who will get to know them and their business, understand their challenges, discover their dreams, and recognize the success in bringing people and banking together in our communities.

In contributing to our culture, Choice team members are guided by our core values.

• Embrace change and encourage innovation.
• Know when to ask for help and know when to offer help.
• Better the places we live.
• Work hard. Do the right thing. Have a little fun.

Our vision of Diversity at Choice is supported by our #PeopleFirst mission and our core values.

Being #PeopleFirst means that Choice is committed to focusing attention and resources toward creating an environment where everyone feels respected and valued and can do their best work. Doing the right thing means encouraging employees to share their experiences and ideas, and to bring their whole authentic selves to work. Together, we can build an inclusive culture that seeks out, supports, and celebrates diverse voices. We can use our diversity to fuel creativity and innovation and bring us closer to our customers and the communities we serve. Be welcome at Choice. We can see you here.

Disclosure

This job description is intended to describe the general content of, and requirements for, the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or requirements. All requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a significant risk to the health and safety of themselves or other employees.

All employment at Choice Financial Group is "at will" employment. This position description does not create an employment contract, implied or otherwise.

The base salary for this role is listed below. This pay range is posted to comply with wage transparency laws. The base salary may vary based on skill, ability, knowledge, experience, and geographic location. Full-time employees are also eligible for a competitive bonus and benefits package.