Commercial Banker

Midnatbank; Eldridge (IA); On-site; USD 90,000 - 130,000; Full time

Job summary

MidAmerica National Bank in Eldridge, IA seeks an experienced Commercial Banker to lead our lending efforts. The role focuses on developing and managing a diverse portfolio of commercial loans while building new relationships and ensuring compliance with lending policies.

The ideal candidate has 5+ years in commercial lending, strong financial analysis and leadership skills, and a proven ability to coach a team and drive results.

Qualifications

• 5+ years of progressive experience in commercial lending.
• Strong knowledge of financial analysis, credit principles, and loan structures.
• Excellent communication and interpersonal skills
• Goal oriented with the ability to focus on a goal and obtain a pre-determined result
• Sales ability to gain acceptance of bank products and services.
• Proven leadership skills with the ability to coach and develop a team.

Responsibilities

• Develop and manage a diverse portfolio of moderate to complex commercial loans.
• Seek and build new commercial relationships through proactive outreach.
• Analyze financial data, assess creditworthiness, and negotiate loan terms.
• Guide customers through loan processes, ensuring compliance with lending policies and procedures, as well as all applicable state and federal regulations.
• Participate in community activities to enhance business opportunities.
• Ensure exceptional customer service and operational efficiency.
• Lead, mentor, and manage loan administrative staff.

Skills

Financial analysis

Credit principles

Loan structures

Communication

Leadership

Sales ability

Job description

MidAmerica National Bank, a locally owned financial institution in central Illinois has an excellent opportunity for an experienced, Commercial Banker to lead our lending efforts in Eldridge, IA. This is a key leadership position ideal for a motivated professional with a strong lending background and a passion for community involvement.

Principal Duties and Responsibilities:

• Develop and manage a diverse portfolio of moderate to complex commercial loans.
• Seek and build new commercial relationships through proactive outreach.
• Analyze financial data, assess creditworthiness, and negotiate loan terms.
• Guide customers through loan processes, ensuring compliance with lending policies and procedures, as well as all applicable state and federal regulations.
• Participate in community activities to enhance business opportunities.
• Ensure exceptional customer service and operational efficiency.
• Lead, mentor, and manage loan administrative staff.

Qualifications and Requirements:

• 5+ years of progressive experience in commercial lending.
• Strong knowledge of financial analysis, credit principles, and loan structures.
• Excellent communication and interpersonal skills
• Goal oriented with the ability to focus on a goal and obtain a pre-determined result
• Sales ability to gain acceptance of bank products and services.
• Proven leadership skills with the ability to coach and develop a team.

MidAmerica National Bank offers a competitive compensation and benefits package.

No phone calls please.

MidAmerica National Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, sex, national origin, disability status or protected veteran status.