Commercial Auto & Liability Claims Examiner

TEEMA; Houston (TX); Remote; USD 60,000 - 85,000; Full time

Job summary

TEEMA is seeking an experienced Commercial Auto, PIP & General Liability Claims Examiner III to independently manage claims remotely from intake to resolution. You will analyze coverage, establish reserves, develop settlements, and coordinate with counsel, investigators, vendors, and other stakeholders for timely outcomes.

Requirements include 3–5 years of relevant experience, Texas residency, and a New York license.

Qualifications

• 3-5 years of Commercial Auto, PIP/No-Fault, and General Liability claims experience.
• Texas residency is required.
• New York license is required.
• Strong knowledge of coverage analysis, liability evaluation, reserving, negotiation, and litigation management.
• Excellent written and verbal communication skills.

Responsibilities

• Investigate, evaluate, and resolve Commercial Auto, PIP/No-Fault, and General Liability claims.
• Review policy language and determine coverage, liability, damages, and exposure.
• Establish and maintain appropriate claim reserves.
• Develop settlement and litigation strategies.
• Negotiate settlements within assigned authority.
• Coordinate with outside counsel, investigators, experts, and vendors.
• Maintain accurate file documentation, activity notes, and claim diaries.
• Prepare detailed reports addressing coverage, liability, damages, and recommendations.
• Identify subrogation, contribution, and risk-transfer opportunities.

Skills

Coverage analysis

Liability evaluation

Negotiation

Reserving

Litigation management

Communication skills

Independent work

Education

Bachelor's degree

Tools

Claims management systems

Job description

Commercial Auto, PIP & General Liability Claims Examiner III

Location: 100% Remote

Position Overview

We are seeking an experienced Claims Examiner to independently manage Commercial Auto, New York No-Fault/PIP, and General Liability claims from initial review through final resolution. This fully remote contract opportunity is ideal for a skilled claims professional who enjoys analyzing complex exposures, developing effective resolution strategies, and taking ownership of their files.

You will collaborate with legal counsel, investigators, vendors, and other stakeholders to achieve fair, efficient, and timely claim outcomes.

Key Responsibilities

Investigate, evaluate, and resolve Commercial Auto, PIP/No-Fault, and General Liability claims

Review policy language and determine coverage, liability, damages, and exposure

Establish and maintain appropriate claim reserves

Develop settlement and litigation strategies

Negotiate settlements within assigned authority

Coordinate with outside counsel, investigators, experts, and vendors

Maintain accurate file documentation, activity notes, and claim diaries

Prepare detailed reports addressing coverage, liability, damages, and recommendations

Identify subrogation, contribution, and risk-transfer opportunities

Deliver responsive, professional service to internal and external stakeholders

Required Qualifications

3-5 years of Commercial Auto, PIP/No-Fault, and General Liability claims experience

Must live in Texas

Must have a New York License

Strong knowledge of coverage analysis, liability evaluation, reserving, negotiation, and litigation management

Excellent written and verbal communication skills

Strong organizational skills with the ability to manage multiple claims and deadlines

Proficiency with claims-management systems and standard computer applications

Ability to work independently in a fast-paced remote environment

A bachelor's degree, multi-jurisdictional claims experience, and experience handling complex or litigated claims are preferred.