Collections Specialist (Auto Finance / Customer Service / Bilingual Preferred)

Lobel Financial Corp; Anaheim (CA); On-site; USD 29,000 - 34,000; Full time

Benefits offered by this job

401(k) match

Medical/Dental/Vision insurance

Paid holidays

Paid time off

Career advancement

Job summary

Lobel Financial is seeking a Collections Specialist to join our auto finance team in California. You will handle delinquent auto loan accounts, contacting customers to secure payments and establish repayment plans, while delivering professional service in a fast-paced environment.

The role emphasizes negotiation, compliance with FDCPA, and collaboration with a results-driven team. Prior collections or loan servicing experience is valued, and bilingual English/Spanish is a plus.

Qualifications

• High school diploma or equivalent required.
• Experience in collections, customer service, call center, or loan servicing preferred.
• Strong verbal and written communication skills are essential.
• Ability to negotiate and problem-solve effectively.
• Bilingual English/Spanish is a plus.

Responsibilities

• Make inbound and outbound collection calls for delinquent auto loan accounts.
• Communicate with customers via phone, email, and written correspondence.
• Secure payments, promises, or repayment plans.
• Provide professional customer service in a collections environment.
• Maintain accurate records of interactions and activities.
• Adhere to FDCPA and company policies.

Skills

Collections experience

Customer service

Communication skills

Call center

Microsoft Office

CRM systems

Education

High school diploma or equivalent

Tools

Microsoft Office

CRM software

Job description

Collections Specialist - Auto Finance

Lobel Financial is hiring a Collections Specialist to join our growing auto finance collections team. This role is ideal for candidates with experience in collections, customer service, call center environments, or loan servicing who thrive in a fast-paced, goal-driven workplace.

Join one of the top 20 auto finance companies in the U.S. and enjoy competitive pay, strong benefits, work-life balance, and long-term career growth opportunities.

Job Summary

The Collections Specialist is responsible for contacting customers with delinquent auto loan accounts to secure payments, payment commitments, or repayment plans. This position combines customer service, negotiation, and compliance-focused collections work while ensuring a positive customer experience.

The ideal candidate is professional, detail-oriented, and comfortable handling high-volume inbound and outbound calls while meeting performance goals.

Key Responsibilities

• Make inbound and outbound collection calls regarding delinquent auto loan accounts
• Communicate with customers via phone, email, and written correspondence
• Secure payments, payment promises, or establish repayment plans
• Provide professional and empathetic customer service in a collection's environment
• Review, process, and document account adjustments and updates
• Resolve payment discrepancies, disputes, and short payments
• Maintain accurate records of all customer interactions and collection activity
• Follow all state and federal debt collection laws (FDCPA) and company policies
• Manage an assigned portfolio of customer accounts
• Meet or exceed individual and team collections performance metrics
• Escalate accounts to supervisors or management when appropriate
• Perform additional duties as assigned

Qualifications & Skills

• High school diploma or equivalent
• Previous experience in collections, customer service, call center, loan servicing, or sales preferred but we will teach the right candidate
• Strong verbal and written communication skills
• Excellent time management and multitasking abilities
• Strong attention to detail and documentation accuracy
• Ability to negotiate and problem-solve effectively
• Computer proficiency, including Microsoft Office and account management systems
• Ability to work in a fast-paced, metric-driven collections department
• Ability to listen, speak, and enter data simultaneously
• Bilingual English/Spanish preferred (may be required based on business needs)

Pay & Benefits

• Competitive hourly pay: $21 - $25/hour
• 401(k) with company match
• Medical, dental, and vision insurance
• Optional life insurance
• Paid holidays
• Paid vacation and sick time
• Opportunities for internal promotion and career advancement

About Lobel Financial

Lobel Financial is a nationwide auto finance company specializing in the servicing of prime and sub-prime auto loans. Headquartered in Southern California, Lobel is known for its stable work environment, positive culture, and employee development opportunities.

Lobel Financial is an Equal Opportunity Employer.