Client Advisory Associate

The Well; Newark (NJ); Hybrid; USD 90,000 - 110,000; Full time

Benefits offered by this job

Health insurance

401(k) match

Paid time off

Career development

Job summary

The Well is seeking an Associate Advisor for a hybrid role in the NYC Metro area (North Jersey) to grow into a lead advisor. You will work with a team to deliver holistic financial planning and wealth management services to high‑net‑worth clients, while pursuing CFP designation and advancing along an advisor career track.

You will collaborate with senior staff, support client service, and contribute across planning, investments, and lifecycle events in a collaborative, growth‑focused environment.

Qualifications

• 3+ years of financial services experience, ideally in high‑net‑worth environments.
• Familiarity with holistic financial planning concepts including tax, estate, retirement, and risk management.
• Proficiency in Microsoft Office programs.

Responsibilities

• Support a lead advisor in developing comprehensive financial plans spanning investments, tax strategy, estate planning, insurance, and cash flow analysis.
• Serve as a key point of contact for clients, addressing ongoing service needs and helping to implement planning strategies.
• Execute and monitor investment changes and planning updates, ensuring accurate documentation.

Skills

3+ years financial services

holistic financial planning

Microsoft Office

Education

Bachelor's degree

Tools

CRM software

Financial planning software

Performance reporting software

Document management software

Job description

Role Summary

We are recruiting on behalf of our client - an established, independently owned RIA in the NYC Metro area (North Jersey)- for an Associate Advisor. This is a hybrid role (minimum 3 days per week in office) designed for a financial services professional with 3-6 years of experience who is ready to grow into a lead advisor over time. The firm serves a select group of high-net-worth and ultra-high-net-worth families with sophisticated, holistic financial planning and a deep investment platform. The Associate will be embedded within a collaborative, team-based client service model, supporting a seasoned lead advisor and contributing across all areas of wealth management. This role is intentionally structured as a developmental path toward a lead advisor position, with an expectation that the successful candidate will pursue the CFP designation as part of their long-term professional growth.

Core Responsibilities

• Support a lead advisor in developing comprehensive financial plans spanning investments, tax strategy, estate planning, insurance, and cash flow analysis
• Serve as a key point of contact for clients, addressing ongoing service needs and helping to clarify and implement planning strategies
• Execute and monitor investment changes and financial plan recommendations, ensuring accurate and timely documentation
• Prepare and quality‑control client performance reports and planning updates, reflecting current objectives and portfolio changes
• Prepare meeting materials including financial plans, investment summaries, and performance reports; attend client meetings and capture action items
• Coordinate with external partners including custodians, investment managers, estate attorneys, and tax professionals
• Interface with external investment managers to gather information and track investment activity in alignment with client planning goals
• Collaborate with Client Service Associates and other team members to ensure seamless operational and administrative execution
• Monitor client accounts for unusual activity and uphold strict confidentiality and fiduciary standards
• Ensure full adherence to compliance, documentation, and procedural requirements

Candidate Profile

Must‑Haves

• Bachelor's degree
• 3+ years of financial services experience, ideally in a high‑net‑worth or ultra‑high‑net‑worth environment
• Familiarity with holistic financial planning concepts including tax, estate, retirement, and risk management
• Strong attention to detail and organizational skills
• Collaborative, team‑oriented approach to client service
• Coachable and adaptable mindset with a genuine interest in the fiduciary, planning‑first model
• Long‑term commitment to growing along an advisor career track
• Proficiency in Microsoft Office (Excel, Outlook, PowerPoint, Word)
• Willingness to pursue the CFP designation as part of career development

Nice‑to‑Haves

• CFP in progress or actively pursuing
• Experience with major custodial platforms
• Experience with modern CRM, financial planning, performance reporting, or document management software
• Background at another fee‑only or independent RIA
• Fluency in estate planning, tax planning, and alternative investment terminology

Compensation And Benefits

• Base salary: $100,000k+ depending on experience
• Annual bonus: 10-20% of base
• Revenue share: 20% in perpetuity on any client relationships introduced to the firm
• 20 days PTO (combined sick and vacation)
• Medical insurance with firm covering approximately 90% of premiums; high‑deductible plan with employer‑funded HRA covering the deductible
• Dental insurance
• Fertility and family planning benefit
• Parental leave:
• Gym and wellness benefit
• Annual employee retreat, holiday party, and regular team events
• Long‑term equity ownership opportunity available at senior advisor level

Work Environment and Culture

This firm has built a deeply collaborative, team‑oriented culture where every client relationship is supported by a dedicated team including an advisor, an associate, and a client service specialist. The environment is fast‑paced and intellectually engaging, with a strong emphasis on continuous learning, professional development, and internal growth. The firm invests meaningfully in its people and takes employee feedback seriously - many of its standout benefits have evolved directly from team input. The office is active and energetic Monday through Thursday, with a lighter but still engaged presence on Fridays. Employees are trusted to manage their hybrid schedules thoughtfully, with in‑person presence prioritized around client meetings, team coordination, and key internal events.