Claims Support Representative

United Automobile Insurance Company; New York, Northern (NY, KY); Hybrid; USD 48,000 - 66,000; Full time

Benefits offered by this job

401(k) match

Medical, dental, vision

Paid time off

Flexible spending accounts

Life insurance

Disability

Job summary

United Automobile Insurance Company is seeking a Claims Support Representative in the United States. The role requires a Florida 6-20 All-Lines Adjuster license and at least 1 year in customer service within P&C insurance.

The position offers remote work in the Southeast Region and involves handling licensed guidance, claim payments, and coverage explanations for policyholders and claimants. A high school diploma is required, with an associate degree a plus.

Qualifications

• Active Florida 6-20 All-Lines Adjuster license in good standing.
• At least 1 year customer service experience in P&C insurance.
• Bilingual preferred (English & Spanish).
• Strong communication, organizational, and analytical skills.

Responsibilities

• Serve as licensed point of contact for policyholder and claimant questions.
• Explain and process claim payments accurately and per company policy.
• Provide licensed explanations of coverage, policy terms, and claim status.
• Document all interactions and payment activity in company systems.
• Refer matters requiring investigation to an upper-level adjuster.
• Maintain compliance with Florida DFS regulations and company policy.

Skills

All-Lines Adjuster license

Customer service

Bilingual EN/ES

Communication skills

Education

High school diploma

Associate degree (a plus)

Job description

COMPANY OVERVIEW

Founded in 1989, United Automobile Insurance Company is an innovative and established organization looking for a Claims Support Representative to join our team. Family-owned, UAIC, is one of the largest privately held property and casualty insurance companies in the United States. The key to our growth and success is a commitment to providing quality service to our agents and customers, by providing disciplined underwriting, and strategic claims handling. Our ongoing efforts to invest substantial resources in personnel and technology are the foundation of our promise of assuring maximum efficiency and specialized operations in the industry. We are proud that our independent agents and customers have recognized our dedication by making UAIC the market leader in every state where we conduct business.

SCOPE

The Insurance Service Representative is a licensed, service-focused role built on the core CSR function, elevated by a Florida 6-20 All-Lines Adjuster license. This role provides licensed-level claim guidance to policyholders and claimants, and processes claim payments to shops, customers, and other parties related to first party exposures.

This position offers remote work in the Southeast Region

KEY DUTIES

• Serve as an elevated, licensed point of contact for policyholder and claimant questions.
• Explain and process claim payments accurately and per company policy, to include first payments for our Insureds, and re issuing other payments already issued on the claim.
• Provide licensed-level explanations of coverage, policy terms, and claim status, this involves advising liability and coverage information to all parties and determining liability and investigating coverage related to our insured’s losses.
• Handle escalated questions and disputes beyond entry-level CSR authority.
• Document all interactions and payment activity in company systems.
• Refer any matter requiring investigation, coverage determination, or settlement to an upper-level adjuster.
• Serve as a resource for entry-level CSRs on licensed-scope questions.
• Maintain compliance with company policy and Florida DFS regulations in every interaction.
• Maintain consistent adherence to departmental performance standards, including productivity, quality, attendance, and customer service metrics.
• Determine next steps in the claim process and make decisions based on claim data to move the claim to closure to include coverage reviews, and liability reviews on first party losses.

EDUCATION

High school diploma or equivalent (associate’s degree a plus).

SKILLS & EXPERIENCE

• REQUIRED: Active Florida 6-20 All-Lines Adjuster license in good standing.
• At least 1 year customer service expiernece, or acomparable P&C insurance service role.
• Bilingual preferred (English & Spanish).
• Strong communication, organizational, and analytical skills; sound independent judgment.

BENEFITS

• 401(k) Retirement Savings Plan with employer match.
• Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance
• Paid Time Off, Holidays, and Leave programs.
• Flexible spending accounts
• Basic Life Insurance and Voluntary Life/ADD
• Voluntary Short Term and Long-Term Disability

The salary for this position will vary based on experience and qualifications. Candidates are encouraged to discuss compensation during the interview process.

UAIC participates in the E-Verify program to confirm the employment eligibility of all newly hired employees. For more information about E-Verify, please visit https://www.e-verify.gov/ .

UAIC is an Equal Opportunity Employer and is committed to the principle of equal employment opportunity for all employees. All employment decisions at UAIC are based on business needs, job requirements, and individual qualifications, without regard to race, color, religion, or belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate