Claims Service Representative I - Total Salvage

AAA - American Automobile Association; St. Louis (MO); On-site; USD 35,000 - 55,000; Full time

Job summary

An established industry player is seeking a Claims Service Representative to support their Auto Claims Operation. This role involves investigating and negotiating claims while ensuring compliance with regulatory standards. Ideal candidates will possess strong communication and negotiation skills, along with a background in claims handling. With remarkable benefits including health coverage, a 401(K) plan, and tuition assistance, this position offers a rewarding opportunity to contribute to a team dedicated to delivering legendary service to its members. Join a diverse workforce that values every individual and fosters a collaborative environment.

Benefits

Health Coverage

401(K) with Company Match

Tuition Assistance

PTO for Community Volunteer Programs

Wellness Program

Employee Discounts

Qualifications

• Four-year college degree or equivalent experience required.
• Prior claims experience and 6 months to 3 years handling claims.

Responsibilities

• Communicate with insureds and claimants regarding claims.
• Conduct investigations to determine liability and damages.
• Negotiate claims settlements within authority.

Skills

Claims Handling

Communication Skills

Negotiation Skills

Investigation Skills

Computer Literacy

Education

Four-year College Degree

Claims Experience

Tools

CACS

HUON

HOC

Job description

Claims Service Representative I - Total Salvage

You will support the Auto Claims Operation by providing service pursuant to the

policy by handling claims of material damage, property and/or liability lines of insurance written by the Interinsurance Exchange in compliance with all regulatory and statutory requirements. The primary functions include investigation, evaluation and negotiation of lower complexity claims in compliance with established company technical and customer service best practices.

Responsibilities include the following:

• Communicate and interact with a variety of individuals including insureds and claimants.

• Explain benefits, coverages, fault and claims process either verbally or in writing in compliance with regulatory and statutory requirements.

• Conduct phone and/or field investigations to determine liability and damages. Identify and obtain statements from insureds, claimants and witnesses.

• Evaluate and determine claim values upon receipt and assessment of property, medical and liability data.

• Negotiate within settlement authority with insureds and claimants to resolve first and third party claims.

• Handle administrative functions, update database production reports, and document and update claim files via company systems, i.e. CACS, HUON, HOC, etc.

• Verify and interpret/resolve coverage by gathering necessary information to ensure policy applicability.

• Coordinate with internal and external departments as required.

• Identify cross-sell opportunities based on members’ product needs and service requests.

• Enhance member relationship by diversifying use of products and services. Provide sales leads to insurance, travel and other departments as appropriate.

Education/Experience:

• Four-year college degree or equivalent combination of education and experience required.

• Prior claims experience required.

• Typically has 6 months to 3 years claims handling experience.

• Moderate computer literacy required.

• General understanding of negligence desired.

• Advanced organization and planning recognition skills required.

• Advanced oral and written communication skills required.

Remarkable benefits:
• Health coverage for medical, dental, vision
• 401(K) saving plan with company match AND Pension
• Tuition assistance
• PTO for community volunteer programs
• Wellness program
• Employee discounts (membership, insurance, travel, entertainment, services and more!)

Auto Club Enterprises is the largest federation of AAA clubs in the nation. We have 14,000 employees in 21 states helping 17 million members. The strength of our organization is our employees. Bringing together and supporting different cultures, backgrounds, personalities, and strengths creates a team capable of delivering legendary, lifetime service to our members. When we embrace our diversity – we win. All of Us! With our national brand recognition, long-standing reputation since 1902, and constantly growing membership, we are seeking career-minded, service-driven professionals to join our team.

"Through dedicated employees we proudly deliver legendary service and beneficial products that provide members peace of mind and value.”

AAA is an Equal Opportunity Employer